304 4th St, Rudd, IA 50471 Property Records

Floyd County property record for 304 4th St, Rudd, IA 50471

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Oct 2020)
Tax Bill	$1,082 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061837600200`

Property Details

APN / Parcel Number

Primary APN	`061837600200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	304 4TH ST
City	RUDD
State	IA
Zip	50471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUDD W1/2 ALLEY &ALL LOT 5 BLOCK 3
Legal Subdivision	RUDD
Legal Block	3
Legal Lot Number	5
Jurisdiction	FLOYD IA
Township / Civil Division	RUDD
Census Block Group	1
Census Block	1021
Census Tract	480200

Owner

304 4th St is owned by two individuals who bought it in October 2020.

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2011 130TH ST, RUDD, IA 50471-8037
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Deed Document Number	20202611
Deed Book / Page	2020 / 2611
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IA
Recording Date	Oct 23, 2020
Property Address	304 4TH ST, RUDD, IA 50471
Document Number	02020/2611
Book / Page	2020 / 2611
Instrument Date	Sep 1, 2020
Instrument	2020 2611
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 4TH ST, RUDD, IA 50471

Mortgage

Document Number	02020/2612
Date	Oct 23, 2020
Book Page	2020/2612
Instrument	2020 2612

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 304 4th St was $1,082.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Rudd City
Unified School District	Rudd-Rockford-Marble Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,082.00	$73,830 (-) Land $6,600 Building $67,230	$73,830 (-) Land $6,600 Building $67,230
2025	$1,082.00	$73,830 Land $6,600 Building $67,230	$73,830 Land $6,600 Building $67,230
2023		$68,430 (+10.82%) Land $6,600 Building $61,830	$68,430 Land $6,600 Building $61,830
2022	$1,020.00	$61,750 Land $6,600 Building $55,150
2021			$61,750 Land $6,600 Building $55,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUDD WATERWORKS serves 358 people · EPA ID IA3440007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Router12 Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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