304 3rd St, Searsboro, IA 50242 Property Records

Poweshiek County property record for 304 3rd St, Searsboro, IA 50242

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,138 sqft · built 1900
Lot Size	0.309 acres (13,440 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Apr 2026)
Tax Bill	$774 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1669700`

Property Details

APN / Parcel Number

Primary APN	`1669700`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
1st Floor Area	788 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,440 sqft (0.309 acres)
Lot Dimensions	160 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	552 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 3RD ST
City	SEARSBORO
State	IA
Zip	50242-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEARSBORO LOT 4 & W 24' LOT 5 BLOCK 7
Legal Subdivision	SEARSBORO
Legal Block	7
Legal Lot Number	4,5
Jurisdiction	POWESHIEK IA
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2124
Census Tract	370200

Owner

Source: Poweshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 3RD ST, SEARSBORO, IA 50242-7572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY 1ST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Deed Document Number	20261080
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Apr 22, 2026
Property Address	304 3RD ST, SEARSBORO, IA 50242-7572
Document Number	0000001080
Instrument Date	Mar 30, 2026
Instrument	20261080
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 3RD ST, SEARSBORO, IA 50242-7572

Mortgage

Document Number	0202601081,
Date	Apr 22, 2026
Instrument	20261081

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	304 3RD ST, SEARSBORO, IA 50242-7572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702649
Date	Aug 7, 2017
Instrument	2017-02649

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union
Address	OTTUMWA, IA 52501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Searsboro City
Unified School District	Lynnville-Sully Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00 (-6.97%) Homeowner's exemption	$81,700 (-) Land $3,000 Building $78,700	$81,700 (-) Land $3,000 Building $78,700
2024	$832.00 (+3.74%)
2023		$81,700 Land $3,000 Building $78,700	$81,700 Land $3,000 Building $78,700
2022	$802.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 71% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Searsboro Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 3rd St

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