Stearns County property record for 304 3rd St SE, Saint Stephen, MN 56375
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 954 sqft · built 1991 |
| Lot Size | 0.48 acres (20,925 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Apr 2008) |
| Tax Bill | $3,294 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55924-0041 |
| Primary APN | 90-55924-0041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Gross Area | 1,357 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,925 sqft (0.48 acres) |
| Lot Dimensions | 135 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 304 3RD ST SE |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-9650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 003 LAKEWOOD VALLEY SECTION 25 TOWNSHIP 126 RANGE 029 SECTION 25 TOWNSHIP 126 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 25 |
| Legal Subdivision | LAKEWOOD VALLEY |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10200 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 3RD ST SE, SAINT STEPHEN, MN 56375-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2008 · Amount on Record |
| Deed Sale | Apr 28, 2008 · Amount on Record |
| Prior Sale | Jul 12, 1996 · Amount on Record |
| Deed Document Number | 2008686841 |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,294.00 (+16.4%) | ||
| 2025 | $288,900 (+13.61%) Land $53,000 Building $235,900 | $288,900 (+13.61%) Land $53,000 Building $235,900 | |
| 2023 | $2,830.00 | $254,300 Land $53,000 Building $201,300 | $254,300 Land $53,000 Building $201,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
May also be available: T-Mobile, Verizon.
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