304 3rd St, New Smyrna Beach, FL 32168 Property Records

Volusia County property record for 304 3rd St, New Smyrna Beach, FL 32168

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1945
Lot Size	0.214 acres (9,300 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2020)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7444-03-07-0090`

Property Details

APN / Parcel Number

Primary APN	`7444-03-07-0090`
Alternative APNs	`34174403070090` `44173403070090` `3884523.0` `3884523`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1982
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,300 sqft (0.214 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3884523
Street Address	304 3RD ST
City	NEW SMYRNA BEACH
State	FL
Zip	32168-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R2
Legal Description	44-17-34 LOT 9 BLK G F E LOVEJOY NEW SMYRNA MB 7 PG 43 MB 21 PG 66 PER OR 5241 PG 0066 PER OR 7146 PG 2746 PER OR 7822 PG 0344 PER OR 8883 PG 4815 PER OR 8885 PG 4216
Legal Range	34E
Legal Township	17S
Legal Section	44
Legal Subdivision	LOVEJOY NEW SMYRNA MB
Legal Tract	03
Legal Block	G
Legal Lot Number	9
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1039
Census Tract	82802

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 3RD ST, NEW SMYRNA BEACH, FL 32168-7406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 2, 2020	Warranty Deed, Transfer LIGHTHOUSE TITLE/E FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	202043160
Deed Book / Page	7822 / 344
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000138247
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 31, 2026
Property Address	304 3RD ST, NEW SMYRNA BEACH, FL 32168-7406
Document Number	0000138247
Book / Page	8885 / 4216
Instrument Date	Jul 28, 2026
Instrument	2026138247
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 3RD ST, NEW SMYRNA BEACH, FL 32168-7406

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	304 3RD ST, NEW SMYRNA BEACH, FL 32168-7406
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 3RD ST, NEW SMYRNA BEACH, FL 32168-7406

Mortgage

Document Number	0083592105
Date	Jan 23, 2023
Book Page	8359/2105
Instrument	2023013308

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	304 3RD ST, NEW SMYRNA BEACH, FL 32168-7406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 3RD ST, NEW SMYRNA, FL 32168-7406

Mortgage

Document Number	0079063599
Date	Sep 8, 2020
Book Page	7906/3599
Instrument	2020-168533

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 2, 2020
Property Address	304 3RD ST, NEW SMYRNA BEACH, FL 32168-7406
Document Number	0078220344
Book / Page	007822 / 000344
Instrument Date	Feb 28, 2020
Instrument	43160
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	LIGHTHOUSE TITLE/E FL INC

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	304 3RD ST NEW SMYRNA BEACH FL 321687406, NEW SMYRNA BEACH, FL 32168-7406

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	New Smyrna Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,529 (+2.7%)	$314,790 (+0.08%) Land $160,590 Building $154,200
2025	$2,717.00 (+1.46%) Homeowner's exemption	$201,100 (+2.9%)	$314,546 (+12.02%) Land $160,590 Building $153,956
2024	$2,678.00 (+2.25%) Homeowner's exemption	$195,433 (+3%)	$280,803 (-11.88%) Land $121,200 Building $159,603
2023	$2,619.00 (+4.84%) Homeowner's exemption	$189,741 (+3%)	$318,652 (+3.2%) Land $190,890 Building $127,762
2022	$2,498.00 Homeowner's exemption	$184,215	$308,772 Land $190,890 Building $117,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	36 (1987–2022)
Claims Outside the SFHA	10 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Ian, Sep 2022 · 10 claims Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW SMYRNA BEACH serves 69,409 people · EPA ID FL3640876
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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