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304 3rd St N, Dundee, FL 33838 Property Records

Polk County property record for 304 3rd St N, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,898 sqft · built 1913
Lot Size0.605 acres (26,371 sqft)
Owner2 Individual Names on Record
Last Sale$136,200 (Oct 2023)
Tax Bill$2,918 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-28-28-847010-000024

Property Details

APN / Parcel Number

Primary APN27-28-28-847010-000024
Alternative APNs
  • 282827847010000024
  • 82827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,898 sqft Living Area
1st Floor Area1,898 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialMetal
Lot Area26,371 sqft (0.605 acres)
Lot Dimensions250 ft deep x 105 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area2,012 sqft
CarportCarport
Carport Area2,012 sqft
PorchPorch
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address304 3RD ST N
CityDUNDEE
StateFL
Zip33838-4256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionFLA HIGHLANDS CO SUB OR LAKE RUTH VILLA LOTS PB 1 PG 86 LOT 2 S 105 FT
Legal Range27E
Legal Township28S
Legal Section28
Legal SubdivisionFLA HIGHLANDS COMPANY SUBDIVISION OR LAK
Legal Tract847010
Legal Block2
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2019
Census Tract14131

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 3RD ST N, DUNDEE, FL 33838-4256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 13, 2023Quit Claim Deed, Transfer · Conventional Mortgage
THE MONEY HOUSE INC
Nov 24, 2021Intrafamily Transfer, Transfer
May 3, 2018Warranty Deed, Transfer · Conventional with PMI
NMB HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Prior SaleMay 3, 2018 · Amount on Record
Deed Document Number2023242980
Deed Book / Page12873 / 563
Prior Transfer DateOct 4, 2023
Prior Transfer Doc0000242980
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address304 3RD ST N, DUNDEE, FL 33838-4256
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 3RD ST N, DUNDEE, FL 33838-4256

Mortgage

Document Number0000069895
DateMar 24, 2026
Book Page13929/2011
Instrument2026069895
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateOct 13, 2023
Property Address304 3RD ST N, DUNDEE, FL 33838-4256
Document Number0000242980
Book / Page12873 / 563
Map ReferenceMB 1 PG 86
Instrument DateOct 4, 2023
Instrument2023242980
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyROSEMONT TITLE INS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$953.40
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address219 TRAUB AVENUE, LOUGHMAN, FL 33858

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 3RD ST N, DUNDEE, FL 33838-4256

Mortgage

Document Number0000242981
DateOct 13, 2023
Book Page12873/565
Instrument2023242981
Lender
NameTHE MONEY HOUSE INC
TypeMortgage Company
AddressSAN JUAN, PR 00901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateNov 24, 2021
Property Address304 3RD ST N, DUNDEE, FL 33838-4256
Document Number0000309006
Book / Page12000 / 1027
Map ReferenceMB 1 PG 86
Instrument DateNov 23, 2021
Instrument2021309006
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address219 TRAUB AVE, EAGLE LAKE, FL 33839

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 3, 2018
Property Address304 3RD ST N, DUNDEE, FL 33838-4256
Document Number0104732153
Book / Page010473 / 002153
Instrument DateApr 27, 2018
Instrument95021
Transaction TypeTransfer
Record UpdatedMay 18, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,043.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address304 3RD ST N DUNDEE FL 338384256, DUNDEE, FL 33838-4256

Mortgage

Document Number104732154
DateMay 3, 2018
Book Page010473/002154
Instrument95022
Lender
NameNMB HOME LOANS INC
Address310 A MAIN ST, LEBANON, NJ 08833-4550
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 2, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,730 (+3.65%)$199,089 (+4.59%) Land $53,558 Building $145,531
2025$2,918.00 (+0.1%)$189,808 (+2.89%)$190,355 (-0.01%) Land $53,558 Building $136,797
2024$2,915.00 (+5.81%)
2023$2,755.00 (+7.24%) Homeowner's exemption$184,468 (+6.4%)$190,366 (+9.81%) Land $52,308 Building $138,058
2022$2,569.00 Homeowner's exemption$173,367 Land $43,585 Building $129,782$173,367 Land $43,585 Building $129,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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