304 2nd St, Schertz, TX 78154 Property Records

Guadalupe County property record for 304 2nd St, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,511 sqft · built 1955
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Tax Bill	$2,578 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`1G1940000000300000`

Property Details

APN / Parcel Number

Primary APN	`1G1940000000300000`
Alternative APNs	`000000032463` `000000263277` `000000288382` `32463`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	1,187 sqft
Utility Area	336 sqft
Flooring	Wood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	33 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 2ND ST
City	SCHERTZ
State	TX
Zip	78154-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLK: ADDN: LONE STAR
Legal Subdivision	LONE STAR
Legal Block	2
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2011
Census Tract	210705

Owner

304 2nd St is owned by an individual who acquired it in June 2023.

Source: Guadalupe County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6508 CIRCLE OAK DR, BULVERDE, TX 78163-2334
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Oct 18, 2021	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021
Deed Sale	Oct 18, 2021
Prior Sale	Oct 31, 2012 · Amount on File
Deed Document Number	202135936
Last Transfer Date	Jun 5, 2023
Transfer Doc	0000015052
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	May 26, 2022
Property Address	304 2ND ST, SCHERTZ, TX 78154-2154
Document Number	0099016667
Map Reference	VOL 2 PG 30-31
Instrument Date	May 24, 2022
Instrument	202299016667
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 2ND ST, SCHERTZ, TX 78154-2154

Mortgage

Document Number	0099016668
Date	May 26, 2022
Instrument	202299016668

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 18, 2021
Property Address	304 2ND ST, SCHERTZ, TX 78154-2154
Document Number	0099035936
Map Reference	VOL 2 PG 30&31
Instrument Date	Oct 15, 2021
Instrument	202199035936
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 RATTLESNAKE WAY, CIBOLO, TX 78108-3766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 304 2nd St was $2,578, down 19.8% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,906 (-37.54%) Land $35,625 Building $48,281	$83,906 (-37.54%) Land $35,625 Building $48,281
2025	$2,578.00 (-19.81%)	$134,336 Land $31,954 Building $102,382	$134,336 Land $31,954 Building $102,382
2024	$3,215.00 (-8.82%)
2023	$3,526.00 (-22.39%)	$180,877 Land $20,844 Building $160,033	$180,877 Land $20,844 Building $160,033
2022	$4,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 2nd St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (1991–2015)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Flooding 10/18/98, Oct 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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