304 2nd St, Paonia, CO 81428 Property Records

Delta County property record for 304 2nd St, Paonia, CO 81428

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,068 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
Owner2 Company Names on Record
Last Sale$302,200 (Jul 2024)
Tax Bill$1,196 (2025)
Deeds & MortgagesMar 2018 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APNR009069

Property Details

APN / Parcel Number

Primary APNR009069
Alternative APN
  • 324506136004

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,068 sqft Living Area
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR009069
Street Address304 2ND ST
CityPAONIA
StateCO
Zip81428-5005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description304 2ND ST PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: HALEYS # 2 PA BLOCK: 1 LOT: 37 AND:- LOT: B TOTAL 0.11 AC+- LOTS 37 & B BLK 1 HALEYS #2 SEC 6 T14S R91W 6PM BK 421 PG 394 (R-326839) BK 443 PG 1238 (R-347894) BK 675 PG 980 R670751 R670961 R6749
Legal SubdivisionHALEYS # 2 PA
Legal Block1
Legal Lot Number37
JurisdictionDELTA CO
Township / Civil DivisionPAONIA
Census Block Group1
Census Block1015
Census Tract964600

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 1038, COTTONWOOD, AZ 86326-1038
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 12, 2017Warranty Deed, Transfer
HERITAGE TITLE LT, HERITAGE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2024 · Amount on Record
Deed SaleJul 16, 2024 · Amount on Record
Prior SaleJul 12, 2017 · Amount on Record
Deed Document Number2024754368
Prior Transfer DateDec 16, 2013
Prior Transfer Doc0000670961
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address304 2ND ST, PAONIA, CO 81428-5005
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number702338
DateMar 28, 2018
Instrument702338
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 2, 2048

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateJul 12, 2017
Property Address304 2ND ST, PAONIA, CO 81428-5005
Document Number0000696622
Instrument DateJun 30, 2017
Instrument696622
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyHERITAGE TITLE LT, HERITAGE TITLE

Transaction

AmountAmount Recorded
Tax$8.73
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address304 2ND ST, PAONIA, CO 81428-5005

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityPaonia Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,196.00 (+64.74%)$15,997 (+61.52%) Land $3,750 Building $12,247$255,957 (+73.16%) Land $60,000 Building $195,957
2024$726.00 (+4.46%)$9,904 (-) Land $2,930 Building $6,974
2023$695.00 (-11.91%)$9,904 (-9.24%) Land $2,930 Building $6,974$147,818 (-5.85%) Land $43,729 Building $104,089
2022$789.00$10,912 Land $2,433 Building $8,479$157,006 Land $35,000 Building $122,006

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST PAONIA DOMESTIC WATER COMPANY
serves 57 people · EPA ID CO0115838
Water SourcePurchased surface water from TOWN OF PAONIA
Last State InspectionApr 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jun 2019
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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