Monmouth County and Bradley Beach Borough property record for 304 2nd Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,008 sqft · built 1916 |
| Lot Size | 0.246 acres (10,711 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Aug 2009) |
| Tax Bill | $17,281 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00068-0000-00010 |
| Primary APN | 08-00068-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Upper Floors Area | 856 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,711 sqft (0.246 acres) |
| Lot Dimensions | 126 ft deep x 85 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 414 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 5 |
|---|---|
| Street Address | 304 2ND AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 68 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 808201 |
304 2nd Ave is owned and occupied by two individuals who bought it in August 2009.
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 2ND AVE, BRADLEY BEACH, NJ 07720-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Jun 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on File |
| Deed Sale | Aug 11, 2009 · Amount on File |
| Deed Document Number | 200992813 |
| Deed Book / Page | 8791 / 3744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 304 2ND AVE, BRADLEY BEACH, NJ 07720-1161 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0096263255 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 9626/3255 |
| Instrument | 2022116084 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 304 2ND AVE, BRADLEY BEACH, NJ 07720-1161 |
| Document Number | 0000058375 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 2ND AVE BRADLEY BEACH NJ 077201161, BRADLEY BEACH, NJ 07720-1161 |
| Document Number | 0000058375 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 009355/007486 |
| Instrument | 58375 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 304 2nd Ave was $17,281, up 6.9% from the year before.
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,189,400 (+12.13%) Land $1,623,900 Building $565,500 | $2,189,400 (+12.13%) Land $1,623,900 Building $565,500 | |
| 2025 | $17,281.00 (+6.88%) | $1,952,600 Land $1,378,300 Building $574,300 | $1,952,600 Land $1,378,300 Building $574,300 |
| 2024 | $16,169.00 | ||
| 2023 | $1,586,000 Land $1,062,100 Building $523,900 | $1,586,000 Land $1,062,100 Building $523,900 | |
| 2022 | $13,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 2nd Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 units insured incl. 26 condo units |
| Nearby Flood Claims | 20 (2005–2023) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 304 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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