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304 1st St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 304 1st St, Saint Augustine, FL 32084 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,307 sqft · built 2003
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on File
Last Sale$869,000 (Jul 2025)
Tax Bill$7,195 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN145209-0090

Property Details

APN / Parcel Number

Primary APN145209-0090

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,307 sqft Living Area
Gross Area3,958 sqft
1st Floor Area2,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area454 sqft
PorchSlab
Porch Area266 sqft
Patio Area984 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address304 1ST ST
CitySAINT AUGUSTINE
StateFL
Zip32084-7300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description40/102-105 VILANO OAKS LOT 9 OR6191/688
Legal Range30E
Legal Township06S
Legal Section29
Legal SubdivisionVILANO OAKS
Legal Block1
Legal Lot Number9
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1010
Census Tract20604

Owner

Source: St. Johns County records · APN 145209-0090

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 1ST ST, SAINT AUGUSTINE, FL 32084-7300
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
LENDING COMPANY
Jul 28, 2025Warranty Deed, Transfer · Conventional Mortgage
LUXURY MORTGAGE CORP
Dec 27, 2018Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2025 · Amount on Record
Deed SaleJul 28, 2025 · Amount on Record
Prior SaleJul 09, 2014 · Amount on Record
Deed Document Number202559893
Deed Book / Page6191 / 688
Prior Transfer DateApr 30, 2007
Prior Transfer Doc0029090003
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateAug 06, 2026
Property Address304 1ST ST, SAINT AUGUSTINE, FL 32084-7300
Document Number0000067583
Book / Page6416 / 872
Instrument DateJul 30, 2026
Instrument202667583
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 1ST ST, SAINT AUGUSTINE, FL 32084-7300

Mortgage

Document Number0000067583,
DateAug 06, 2026
Book Page6416/872
Instrument202667583
Lender
NameLENDING COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 28, 2025
Property Address304 1ST ST, SAINT AUGUSTINE, FL 32084-7300
Document Number0061910688
Book / Page6191 / 688
Map ReferenceMB 40 PG 102-105
Instrument DateJul 28, 2025
Instrument2025059893
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,083.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 WHITE ST W, SAINT AUGUSTINE, FL 32080-4623

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 1ST ST, ST AUGUSTINE, FL 32084-7300

Mortgage

Document Number0006191690
DateJul 28, 2025
Instrument6191/690
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address304 1ST ST, SAINT AUGUSTINE, FL 32084-7300
Document Number0046681586
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedFeb 01, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address304 1ST ST ST AUGUSTINE FL 320847300, ST AUGUSTINE, FL 32084-7300

Mortgage

Document Number0046681586
DateJan 17, 2019
Book Page004668/001586
Instrument3887
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 16, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$760,625 (+39.29%) Land $385,000 Building $375,625$760,625 (-1.36%) Land $385,000 Building $375,625
2025$7,195.00 (+11.67%) Homeowner's exemption$546,086 (+2.9%)$771,145 (+1.54%) Land $290,000 Building $481,145
2024$6,443.00 (+1.91%) Homeowner's exemption$530,696 (+3%)$759,431 (-0.8%) Land $290,000 Building $469,431
2023$6,322.00 (+2.61%) Homeowner's exemption$515,239 (+3%)$765,562 (+24.89%) Land $290,000 Building $475,562
2022$6,161.00 Homeowner's exemption$500,232$612,995 Land $257,600 Building $355,395

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 397 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies685 units insured
288 under condo master policies
Nearby Flood Claims25 (2016–2025)
Claims Outside the SFHA3 of 25
Most Recent ClaimAug 2025, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 14 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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