Spokane County property record for 304 1st St, Cheney, WA 99004
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1 ba · 3,846 sqft · built 1970 |
| Lot Size | 0.354 acres (15,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Feb 2022) |
| Tax Bill | $4,231 (2026) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13132.2113 |
| Primary APN | 13132.2113 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,846 sqft Total Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,400 sqft (0.354 acres) |
| Lot Dimensions | 88 ft deep x 175 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Street Address | 304 1ST ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1506 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C-1 |
| Legal Description | CHENEY TOWN OF SWLY 25FT OF NWLY 88FT L7 & NWLY 88FT OF LOTS 8-9 & 10 B21 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 13 |
| Legal Subdivision | CHENEY |
| Legal Block | 21 |
| Legal Lot Number | 8,10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 14001 |
304 1st St, a commercial property, is owned by a company that bought it in February 2022.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 920 5TH AVE, 3300, SEATTLE, WA 98104-1610 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Prior Sale | Jan 15, 2004 · Amount on File |
| Deed Document Number | 20227178847 |
| Prior Transfer Date | Sep 25, 2008 |
| Prior Transfer Doc | 0005916372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 8, 2022 |
| Property Address | 304 1ST ST, CHENEY, WA 99004-1506 |
| Document Number | 0007178847 |
| Map Reference | VOL A PG 44 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 7178847 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRSTAM NCS |
| Amount | Amount on Record |
|---|---|
| Tax | $6,405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 304 1st St was $4,231.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,231.00 | $362,000 Land $123,200 Building $238,800 | $362,000 Land $123,200 Building $238,800 |
| 2025 | $4,231.00 | ||
| 2024 | $383,100 (-35.87%) Land $123,200 Building $259,900 | $383,100 (-35.87%) Land $123,200 Building $259,900 | |
| 2023 | $3,209.00 (-51.42%) | $597,400 Land $123,200 Building $474,200 | $597,400 Land $123,200 Building $474,200 |
| 2022 | $6,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 1st St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 63% of Washington |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 1,000 / 1,000 |
| DCI Cable | 1,000 / 100 |
May also be available: CenturyLink, T-Mobile, Verizon.
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