304 1st Ave S, Frederic, WI 54837 Property Records

Polk County property record for 304 1st Ave S, Frederic, WI 54837

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Oct 2025)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Oct 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126-00195-0000`

Property Details

APN / Parcel Number

Primary APN	`126-00195-0000`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	304 1ST AVE S
City	FREDERIC
State	WI
Zip	54837-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 50' OF THE S 1/2 LOT 1, AND PRT LOTS 1 AND 4 & VACATED ALLEY BETWEEN LOTS 1 & 4 BLK 10 FIRST ADD
Legal Range	17W
Legal Township	37N
Legal Section	28
Legal Block	10
Legal Lot Number	1
Jurisdiction	POLK WI
Township / Civil Division	FREDERIC
Census Block Group	1
Census Block	1041
Census Tract	960100

Owner

Source: Polk County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 1ST AVE S, FREDERIC, WI 54837-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK CAMERON SIREN
Oct 27, 2014	Deed of Trust, Mortgage COMMUNITY BANK OF CAMERON
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Apr 30, 2021	Transfer on Death Deed, Transfer · Construction Mortgage COMMUNITY BANK CAMERON SIREN
Dec 17, 2013	Warranty Deed, Transfer COMMUNITY BANK OF CAMERON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Dec 17, 2013
Deed Document Number	2025939945
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	895504
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	304 1ST AVE S, FREDERIC, WI 54837-8920
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000895507
Date	Apr 30, 2021
Instrument	895507

Lender

Name	COMMUNITY BANK CAMERON SIREN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2026

Interest

Rate Type	Fixed Rate

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	304 1ST AVE S, FREDERIC, WI 54837-8920
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	NORTHWEST LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 1ST AVE S, FREDERIC, WI 54837-8920

Mortgage

Document Number	0000824577
Date	Oct 27, 2014
Instrument	824577

Lender

Name	COMMUNITY BANK OF CAMERON
Address	GRANTSBURG, WI 54840

Agreement

Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 29, 2025
Property Address	304 1ST AVE S, FREDERIC, WI 54837-8920
Document Number	0000939945
Instrument Date	Oct 28, 2025
Instrument	939945
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 1ST AVE S, FREDERIC, WI 54837-8920

Mortgage

Document Number	0000939946
Date	Oct 29, 2025
Instrument	939946

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	POLK WI
Recording Date	Apr 30, 2021
Property Address	304 1ST AVE S, FREDERIC, WI 54837-8920
Document Number	895504
Map Reference	DOC 816408
Instrument Date	Apr 20, 2021
Instrument	895504
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 1ST AVE S, FREDERIC, WI 54837-8920

Mortgage

Document Number	895507
Date	Apr 30, 2021
Instrument	895507

Lender

Name	COMMUNITY BANK CAMERON SIREN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2026

Interest

Rate Type	Fixed Rate

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Dec 17, 2013
Property Address	304 1ST AVE S, FREDERIC, WI 54837-8920
Document Number	0000816408
Instrument	816408
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000816409
Date	Dec 17, 2013
Instrument	816409

Lender

Name	COMMUNITY BANK OF CAMERON
Address	CAMERON, WI 54822

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Frederic Village
Unified School District	Frederic School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (+20.5%) Homeowner's exemption	$142,200 (-) Land $17,500 Building $124,700	$145,000 (+6.85%) Land $17,845 Building $127,155
2024	$1,507.00 (-8.5%) Homeowner's exemption	$142,200 (+72.15%) Land $17,500 Building $124,700	$135,700 (-1.88%) Land $16,700 Building $119,000
2023	$1,647.00 Homeowner's exemption	$82,600 Land $14,500 Building $68,100	$138,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERIC WATERWORKS serves 1,241 people · EPA ID WI6490337
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Cable · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
Starwire Technologies Fixed Wireless · Fiber in parts of the area	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Siren Telephone Company.

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