304 16th St, Opp, AL 36467 Property Records

Covington County property record for 304 16th St, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,150 sqft · built 1960
Lot Size	0.924 acres (40,260 sqft)
Owner	Company Name on File
Last Sale	$29,000 (Sep 2018)
Tax Bill	$497 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-09-32-2-003-008.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-09-32-2-003-008.000`
Alternative APNs	`11093220030080000` `1109322003008000` `23396510` `23420491`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Flooring	Concrete/Cement
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,260 sqft (0.924 acres)
Lot Dimensions	366 ft deep x 110 ft wide
Porch	Slab
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23420491
Street Address	304 16TH ST
City	OPP
State	AL
Zip	36467-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2021/29333 12/10/2021 BEG @ INT OF S R/W US HWY 84 & W R/W 16TH ST IN SE4 OF S32 T4N R18E POB; TH SE-410' ALG SD W R/W;
Legal Range	18E
Legal Township	04N
Legal Section	32
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	2
Census Block	2010
Census Tract	962600

Owner

304 16th St is owned by a company that bought it in September 2018.

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	703 BROOKWOOD DR, OPP, AL 36467-1801
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK
Sep 18, 2018	Land Contract, Transfer · Land Contract JESSE DORSEY
Feb 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Prior Sale	Feb 14, 2017 · Amount on File
Deed Book / Page	2018 / 13756
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	304 16TH ST, OPP, AL 36467-3502
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/1946
Date	Feb 3, 2023
Book Page	2023/1946

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank
Address	OPP, AL 36467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 27, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	304 16TH ST, OPP, AL 36467-3502
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/22132
Date	Oct 13, 2022
Book Page	2022/22132

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank
Address	OPP, AL 36467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2052

September 2018: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	COVINGTON AL
Recording Date	Sep 18, 2018
Property Address	304 16TH ST, OPP, AL 36467-3502
Document Number	2018/13756
Book / Page	2018 / 13756
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 BROOKWOOD DR, 703, OPP, AL 36467-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 16TH ST, OPP, AL 36467-3502

Mortgage

Date	Sep 18, 2018

Lender

Name	JESSE DORSEY
Type	Seller

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate	9.75%
Change Frequency	Annually

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Feb 14, 2017
Property Address	304 16TH ST, OPP, AL 36467-3502
Document Number	0201702241
Instrument Date	Feb 8, 2017
Instrument	2017-02241
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Tax	$16.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 307, OPP, AL 36467-0307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BROOKWOOD DR, OPP, AL 36467-1801

Tax Assessment & Valuation

The 2025 property tax bill for 304 16th St was $497, up 6.9% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$497.00 (+6.88%)	$13,268 (+11.12%) Land $1,900 Building $11,368	$66,340 (+11.12%) Land $9,500 Building $56,840
2024	$465.00 (+15.96%)	$11,940 (+16.01%) Land $1,900 Building $10,040	$59,700 (+16.01%) Land $9,500 Building $50,200
2023	$401.00 (+16.91%)	$10,292 (+16.74%) Land $1,660 Building $8,632	$51,460 (+16.74%) Land $8,300 Building $43,160
2022	$343.00	$8,816 Land $1,540 Building $7,276	$44,080 Land $7,700 Building $36,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 16th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: C Spire Wireless.

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