3039 Torchlight Cir, Indianapolis, IN 46217 Property Records

Marion County property record for 3039 Torchlight Cir, Indianapolis, IN 46217

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,360 sqft · built 2019
Lot Size	0.147 acres (6,439 sqft)
Owner	Individual Name on File
Tax Bill	$4,126 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`49-14-16-119-048.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-14-16-119-048.000-500`
Alternative APN	`5042098`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,360 sqft Living Area
1st Floor Area	1,054 sqft
2nd Floor Area	1,306 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,439 sqft (0.147 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5042098
Old Parcel Number	5042098
Street Address	3039 TORCHLIGHT CIR
City	INDIANAPOLIS
State	IN
Zip	46217-9026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ARROWHEAD AT SOUTHERN DUNES L054
Legal Range	03
Legal Township	14
Legal Section	16
Legal Subdivision	ARROWHEAD AT SOUTHERN DUNES
Legal Lot Number	54
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1004
Census Tract	380103

Owner

3039 Torchlight Cir is owned and occupied by an individual who acquired it in October 2019.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	3039 TORCHLIGHT CIR, INDIANAPOLIS, IN 46217-9026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE CO INC
May 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST INTERNET BK/IN
Apr 12, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019
Deed Sale	Oct 17, 2019
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3039 TORCHLIGHT CIR, INDIANAPOLIS, IN 46217-9026
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151351
Date	Nov 12, 2021
Instrument	A202100151351

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2046

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3039 TORCHLIGHT CIR, INDIANAPOLIS, IN 46217-9026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102997
Date	Oct 18, 2019
Instrument	A201900102997

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARION IN
Recording Date	May 14, 2018
Property Address	3039 TORCHLIGHT CIR, INDIANAPOLIS, IN 46217-9026
Instrument Date	May 11, 2018
Instrument	47417
Transaction Type	Construction Loan
Record Updated	Jun 1, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	168 W CARMEL DR CARMEL IN 460322526, CARMEL, IN 46032-2526

Mortgage

Document Number	0000047417
Date	May 14, 2018
Instrument	47417

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 13, 2019

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 12, 2017
Property Address	3039 TORCHLIGHT CIR, INDIANAPOLIS, IN 46217-9026
Document Number	0000042446
Instrument Date	Mar 29, 2017
Instrument	42446
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6572 BRAEMAR AVE S NOBLESVILLE IN 460628440, NOBLESVILLE, IN 46062-8440

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,126.00 (+8.1%) Homeowner's exemption	$323,100 (+10.12%) Land $45,100 Building $278,000	$323,100 (+10.12%) Land $45,100 Building $278,000
2022	$3,817.00 Homeowner's exemption	$293,400 Land $45,100 Building $248,300	$293,400 Land $45,100 Building $248,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3039 Torchlight Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3039 Torchlight Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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