3039 Solstice Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 3039 Solstice Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,608 sqft · built 2010
Lot Size	0.116 acres (5,068 sqft)
Owner	2 Trust Names on File
Last Sale	$625,000 (Mar 2017)
Tax Bill	$7,695 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-655-90224816`

Property Details

APN / Parcel Number

Primary APN	`02-655-90224816`
Alternative APNs	`2-655-90224816` `65590224816`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,608 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	1,380 sqft
Basement Area	684 sqft
Finished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,068 sqft (0.116 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	65590224816
Street Address	3039 SOLSTICE LN
City	ANNAPOLIS
State	MD
Zip	21401-7471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 19R FALLS GROVE/RIVA TRACE
Legal Subdivision	FALLS GROVE/RIVA TRACE
Legal Block	3
Legal Lot Number	19R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	702402

Owner

3039 Solstice Ln is owner-occupied and held in a trust since March 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3039 SOLSTICE LN, ANNAPOLIS, MD 21401-7471
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage ESSEX BANK
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Mar 3, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Prior Sale	Jul 13, 2010 · Amount on File
Deed Document Number	201730737-243
Deed Book / Page	30737 / 243
Last Transfer Date	Mar 26, 2024
Transfer Doc	0404210409
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3039 SOLSTICE LN, ANNAPOLIS, MD 21401-7471
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340220392
Date	Jan 2, 2020
Book Page	34022/392

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3039 SOLSTICE LN, ANNAPOLIS, MD 21401-7471
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340220411
Date	Jan 2, 2020
Book Page	34022/411

Lender

Name	ESSEX BANK
Type	Bank
Address	CROFTON, MD 21114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3039 SOLSTICE LN, ANNAPOLIS, MD 21401-7471
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 SOLSTICE LN, ANNAPOLIS, MD 21401-7471

Mortgage

Document Number	0365070310
Date	Apr 8, 2021
Book Page	36507/310

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 3, 2017
Property Address	3039 SOLSTICE LN, ANNAPOLIS, MD 21401-7471
Document Number	0307370243
Book / Page	030737 / 000243
Instrument Date	Mar 3, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3039 SOLSTICE LN ANNAPOLIS MD 214017471, ANNAPOLIS, MD 21401-7471

Mortgage

Document Number	307370250
Date	Mar 3, 2017
Book Page	030737/000250

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3039 Solstice Ln was $7,695 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,300 (+4.84%) Land $253,700 Building $482,600	$736,300 (-) Land $253,700 Building $482,600
2025	$7,695.00 (+1.95%) Homeowner's exemption	$702,300	$736,300 Land $253,700 Building $482,600
2024	$7,548.00 (+9.93%)
2023	$6,866.00 Homeowner's exemption	$634,300 Land $233,200 Building $401,100	$634,300 Land $233,200 Building $401,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3039 Solstice Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3039 Solstice Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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