3039 Front Rd, Jacksonville, FL 32257 Property Records

Duval County property record for 3039 Front Rd, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,109 sqft · built 1976
Lot Size	0.832 acres (36,219 sqft)
Owner	2 Individual Names on File
Last Sale	$1,006,000 (Sep 2017)
Tax Bill	$18,062 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149412-0010`

Property Details

APN / Parcel Number

Primary APN	`149412-0010`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,109 sqft Living Area
Gross Area	6,674 sqft
1st Floor Area	2,763 sqft
Upper Floors Area	2,346 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	36,219 sqft (0.832 acres)
Lot Dimensions	295 ft deep x 129 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	372 sqft
Boat Access	Boat Access
Boat House	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3039 FRONT RD
City	JACKSONVILLE
State	FL
Zip	32257-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	34-5 39-3S-27E BEAUCLERC BLUFF UNIT 2 LOT 20(EX W1/2),LOT 21 BLK 1
Legal Range	27E
Legal Township	03S
Legal Section	39
Legal Subdivision	BEAUCLERC BLUFF UNIT 02
Legal Block	1
Legal Lot Number	20,21
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1007
Census Tract	16711

Owner

3039 Front Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3039 FRONT RD, JACKSONVILLE, FL 32257-5644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 1, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2017 · Amount on File
Deed Sale	Sep 7, 2017 · Amount on File
Deed Document Number	2017209840
Deed Book / Page	18116 / 98
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3039 FRONT RD, JACKSONVILLE, FL 32257-5644
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 FRONT RD, JACKSONVILLE, FL 32257-5644

Mortgage

Document Number	0201710966
Date	Mar 4, 2022
Book Page	20171/966
Instrument	2022059562

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3039 FRONT RD, JACKSONVILLE, FL 32257-5644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187750731
Date	May 1, 2019
Book Page	18775/0731
Instrument	2019099791

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 7, 2017
Property Address	3039 FRONT RD, JACKSONVILLE, FL 32257-5644
Document Number	0181160098
Book / Page	18116 / 0098
Map Reference	MB 34 PG 5
Instrument Date	Aug 24, 2017
Instrument	2017209840
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,042.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 1431 RIVER PLACE BLVD, 3004, JACKSONVILLE, FL 32207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 FRONT RD, JACKSONVILLE, FL 32257-5644

Mortgage

Document Number	2017209841
Date	Sep 7, 2017
Instrument	2017209841

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3039 Front Rd was $18,062 with a homeowner's exemption, up 3.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,064,267 (+2.7%)	$1,390,462 (+0.98%) Land $1,004,228 Building $386,234
2025	$18,062.00 (+3.22%) Homeowner's exemption	$1,036,288	$1,376,978 Land $957,696 Building $419,282
2024	$17,498.00 (+2.56%)
2023	$17,061.00 (+8.72%) Homeowner's exemption	$977,751 (+3%)	$1,334,992 (+23.44%) Land $941,184 Building $393,808
2022	$15,693.00 Homeowner's exemption	$949,273	$1,081,482 Land $710,016 Building $371,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3039 Front Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3039 Front Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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