3039 Floyd Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3039 Floyd Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,156 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,900 (Dec 2023)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2023 Sale
APN	`03-8.0-27-002-003-049.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-003-049.000`

Interior

Building Area	1,156 sqft Base Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	124 ft deep x 100 ft wide

Location & Zoning

Street Address	3039 FLOYD AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PLEASANT HILL LOT:28 BLK:LGL DESC:
Legal Subdivision	PLEASANT HILL
Legal Lot Number	28
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1010
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3039 FLOYD AVE, SAINT JOSEPH, MO 64506-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 18, 2023	Warranty Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Jan 18, 2023
Deed Document Number	202310222
Deed Book / Page	3793 / 645
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 29, 2023
Property Address	3039 FLOYD AVE, SAINT JOSEPH, MO 64506-1136
Document Number	003793/645
Book / Page	3793 / 645
Instrument Date	Dec 27, 2023
Instrument	2023010222
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2006 BUCKINGHAM ST, SAINT JOSEPH, MO 64506-2465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 FLOYD AVE, SAINT JOSEPH, MO 64506-1136

Mortgage

Document Number	2023010223
Date	Dec 29, 2023
Instrument	2023010223

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 18, 2023
Property Address	3039 FLOYD AVE, SAINT JOSEPH, MO 64506-1136
Document Number	003783/872
Book / Page	3783 / 872
Instrument Date	Jan 13, 2023
Instrument	2023000348
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2006 BUCKINGHAM ST, SAINT JOSEPH, MO 64506-2465

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (+0.07%)	$19,030 (+11.61%) Land $3,670 Building $15,360	$100,200 (+11.66%) Land $19,340 Building $80,860
2024	$1,366.00 (+21.64%)
2023	$1,123.00 (-0.71%)	$17,050 (-) Land $3,670 Building $13,380	$89,740 (-) Land $19,340 Building $70,400
2022	$1,131.00	$17,050 Land $3,670 Building $13,380
2021			$89,740 Land $19,340 Building $70,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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