Charles County property record for 3039 Eutaw Forest Dr, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,744 sqft · built 1981 |
| Lot Size | 0.552 acres (24,056 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,262 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-106838 |
| Primary APN | 06-106838 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,056 sqft (0.552 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 560 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 106838 |
|---|---|
| Street Address | 3039 EUTAW FOREST DR |
| City | WALDORF |
| State | MD |
| Zip | 20603-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 62 PLAT TWO EUTAW FOREST SUB |
| Legal Subdivision | EUTAW FOREST SUB |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850712 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| Feb 13, 2026 | Intrafamily Transfer, Transfer · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Jul 6, 2022 | Deed, Transfer · VA Mortgage NFM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 |
| Deed Sale | Feb 13, 2026 |
| Prior Sale | Jul 6, 2022 · Amount on Record |
| Deed Book / Page | 13961 / 1 |
| Prior Transfer Date | Sep 24, 2025 |
| Prior Transfer Doc | 0139610001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 17, 2026 |
| Property Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Document Number | 1414000237 |
| Book / Page | 14144 / 237 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Document Number | 1414000237, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 14144/237 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 13, 2026 |
| Property Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Document Number | 0139610001 |
| Book / Page | 13961 / 1 |
| Map Reference | MB 27 FO 177 |
| Instrument Date | Sep 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Document Number | 0000139619 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 13961/9 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 6, 2022 |
| Property Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Document Number | 0126230115 |
| Book / Page | 12623 / 115 |
| Map Reference | MB 27 FO 177 |
| Instrument Date | Jul 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3039 EUTAW FOREST DR, WALDORF, MD 20603-4046 |
| Document Number | 0012623122 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 12623/122 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,900 (+1.4%) | $468,500 (+4.2%) Land $120,400 Building $348,100 | |
| 2025 | $13,262.00 (+172.32%) | $449,600 (+30.27%) Land $120,400 Building $329,200 | $449,600 (-) Land $120,400 Building $329,200 |
| 2023 | $4,870.00 | $345,133 | $449,600 Land $120,400 Building $329,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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