3039 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 3039 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,163 sqft · built 1937
Lot Size0.53 acres (23,087 sqft)
Owner2 Owner Names on File
Tax Bill$12,829 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN35216

Property Details

APN / Parcel Number

Primary APN35216
Alternative APNs
  • 380223 448096 0000
  • 50103

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,163 sqft Living Area
1st Floor Area2,163 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Lot Width60 ft Width
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area152 sqft
Deck Area820 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number35216
Street Address3039 ELDRIDGE AVE
CityBELLINGHAM
StateWA
Zip98225-1566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD7.5
Legal DescriptionLOT B DEPAUL SHORT PLAT AS REC BOOK 17 SHORT PLATS PG 32
Legal Range02
Legal Township38
Legal Section23
Legal SubdivisionDEPAUL SHORT PLAT LLA
Legal Lot NumberB
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2018
Census Tract301

Owner

The current owner of 3039 Eldridge Ave acquired it in April 2008.

Source: Whatcom County records, as of March 16, 2026

Owner of Record2 Owner Names on File
Mailing AddressPO BOX 5788, BELLINGHAM, WA 98227-5788

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 1, 2008
Transfer Doc2080400089
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address3039 ELDRIDGE AVE, BELLINGHAM, WA 98225-1566
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyCHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000900540
DateSep 8, 2022
Instrument2022-0900540
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3039 Eldridge Ave was $12,829.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,829.00$1,568,643 Land $824,087 Building $744,556$1,568,643 Land $824,087 Building $744,556
2022$1,495,195 Land $707,285 Building $787,910$1,495,195 Land $707,285 Building $787,910
2021$9,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3039 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3039 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, AT&T, CenturyLink.

Nearby Properties on Eldridge Ave

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