Cumberland County property record for 3039 Dinwiddle Dr, Wade, NC 28395
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,500 (Apr 2026) |
| Tax Bill | $3,030 (2026) |
| Deeds & Mortgages | Jun 2025 Construction Loan Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0489-70-9940 |
| Primary APN | 0489-70-9940 |
|---|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|
| Street Address | 3039 DINWIDDLE DR |
|---|---|
| City | WADE |
| State | NC |
| Zip | 28395-1200 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Local Zoning Code | A1-AGRI DI |
| Legal Description | ROYAL ACRES SUBDIVISION PH 2B LO:18 PL:00152-0031 |
| Legal Subdivision | ROYAL ACRES SUB |
| Legal Phase | 2B |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2701 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3039 DINWIDDLE DR, WADE, NC 28395-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 18, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Apr 6, 2026 | Warranty Deed · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Deed Document Number | 202610844 |
| Deed Book / Page | 12490 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3039 DINWIDDLE DR, WADE, NC 28395-1200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2911 BREEZEWOOD AVE 200, 200, FAYETTEVILLE, NC 28303-5464 |
| Document Number | 0122620480 |
|---|---|
| Date | Jun 18, 2025 |
| Book Page | 12262/480 |
| Instrument | 18383 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | 2818 RAEFORD RD, FAYETTEVILLE, NC 28303 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 3039 DINWIDDLE DR, WADE, NC 28395-1200 |
| Document Number | 0000010844 |
| Book / Page | 12490 / 51 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202610844 |
| Record Updated | Apr 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,879.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3039 DINWIDDLE DR, WADE, NC 28395-1200 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010845, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202610845 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,030.00 (+478.24%) | ||
| 2025 | $524.00 | $75,000 Land $75,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Star Communications.
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