3039 Concerto St, Lodi, CA 95242 Property Records

San Joaquin County property record for 3039 Concerto St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,413 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Jul 2026)
Tax Bill	$9,056 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`027-470-260-000`

Property Details

APN / Parcel Number

Primary APN	`027-470-260-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,413 sqft Living Area
1st Floor Area	2,413 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3039 CONCERTO ST
City	LODI
State	CA
Zip	95242-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 ROSE GATE II, UNIT NO. 1 TRACT 3896
Legal Subdivision	SAN JOAQUIN COUNTY ROSE G
Legal Tract	3896
Legal Block	1
Legal Lot Number	68
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1026
Census Tract	4104

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3039 CONCERTO ST, LODI, CA 95242-8803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Grant Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 3, 2025	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 12, 2023	Intrafamily Transfer, Transfer
Oct 12, 2023	Intrafamily Transfer, Transfer
Mar 30, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Oct 3, 2025 · Amount on Record
Deed Document Number	202667295
Prior Transfer Date	Oct 4, 2023
Prior Transfer Doc	0000083074
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 24, 2026
Property Address	3039 CONCERTO ST, LODI, CA 95242-8803
Document Number	0000067295
Instrument Date	Jul 16, 2026
Instrument	202667295
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$89,991.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 CONCERTO ST, LODI, CA 95242-8803
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067296,
Date	Jul 24, 2026
Instrument	202667296

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 3, 2025
Property Address	3039 CONCERTO ST, LODI, CA 95242-8803
Document Number	0000084707
Map Reference	MB 43 PG 126
Instrument Date	Sep 29, 2025
Instrument	2025-084707
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 CONCERTO ST, LODI, CA 95242-8803

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 12, 2023
Property Address	3039 CONCERTO ST, LODI, CA 95242-8803
Document Number	0000083074
Map Reference	MB 43 PG 126
Instrument Date	Oct 4, 2023
Instrument	2023-083074
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3039 CONCERTO ST, LODI, CA 95242-8803

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 12, 2023
Property Address	3039 CONCERTO ST, LODI, CA 95242-8803
Document Number	0000083074
Map Reference	MB 43 PG 126
Instrument Date	Oct 4, 2023
Instrument	2023-083074
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3039 CONCERTO ST, LODI, CA 95242-8803

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 30, 2022
Property Address	3039 CONCERTO ST, LODI, CA 95242-8803
Document Number	0000041382
Map Reference	MB 43 PG 126
Instrument Date	Feb 14, 2022
Instrument	2022-041382
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3039 CONCERTO ST, LODI, CA 95242-8803

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,056.00 (+51.59%)
2025	$5,974.00 (+4.06%)	$502,077 (+4.04%) Land $45,186 Building $456,891
2023	$5,741.00 (+528.12%) Homeowner's exemption	$482,582 Land $43,432 Building $439,150	$811,890
2022	$914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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