30382 Hardin Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30382 Hardin Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,881 sqft · built 1963
Lot Size0.304 acres (13,264 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Jun 2016)
Tax Bill$7,624 (2024)
Deeds & MortgagesDec 2018 Loan Modification
Jul 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN00313310-000000

Property Details

APN / Parcel Number

Primary APN00313310-000000
Alternative APNs
  • 14662900313310000000
  • 1386774

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,881 sqft Living Area
1st Floor Area1,881 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2008
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,264 sqft (0.304 acres)
Garage Area169 sqft

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area200 sqft
Patio Area260 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1386774
Old Parcel Number14662900313310000000
Street Address30382 HARDIN RD
CityBIG PINE KEY
StateFL
Zip33043-5121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LTS 3 & 4 TROPICAL BAY 2ND ADDN BIG PINE KEY PB5-73 OR471-578 OR543-895 OR830-1860 OR994-764 OR1496-311 OR2046-1671
Legal Range29E
Legal Township66S
Legal Section14
Legal SubdivisionTROPICAL BAY ADD NO 2
Legal Block2
Legal Lot Number3-4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1084
Census Tract971402

Owner

30382 Hardin Rd is owned by an individual who bought it in June 2016.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address420 NW 40TH CT, MIAMI, FL 33126-5647
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2018Loan Modification, Mortgage · Conventional Mortgage
FREEDOM MTG
Jul 16, 2018Loan Modification, Mortgage · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2016 · Amount on File
Deed SaleJun 6, 2016 · Amount on File
Prior SaleDec 2, 2015 · Amount on File
Deed Document Number2078535
Deed Book / Page2800 / 0166
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address30382 HARDIN RD, BIG PINE KEY, FL 33043-5121
Document Number0029450161
Instrument DateDec 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 NW 40TH CT MIAMI FL 331265647, MIAMI, FL 33126-5647

Mortgage

Document Number0029450161
DateJan 17, 2019
Book Page002945/000161
Instrument2202243
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueJan 16, 2046
Interest
Rate TypeFixed Rate
Rate4.37%

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address30382 HARDIN RD, BIG PINE KEY, FL 33043-5121
Document Number0029240509
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedOct 4, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address30382 HARDIN RD BIG PINE KEY FL 330435121, BIG PINE KEY, FL 33043-5121
InvestorPossibly a Property Investor

Mortgage

Document Number0029240509
DateAug 28, 2018
Book Page002924/000509
Instrument2184262
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$763,528 Land $472,729 Building $290,799$763,528 Land $472,729 Building $290,799
2024$7,624.00 (-0.5%)
2023$7,662.00 (+63.82%)$888,978 (+56.55%) Land $601,655 Building $287,323$888,978 (+56.55%) Land $601,655 Building $287,323
2022$4,677.00$567,840 Land $278,497 Building $289,343$567,840 Land $278,497 Building $289,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30382 Hardin Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30382 Hardin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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