3038 SW Gator Trl, Arcadia, FL 34266 Property Records

DeSoto County property record for 3038 SW Gator Trl, Arcadia, FL 34266

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,699 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$523,000 (Jul 2025)
Tax Bill	$3,079 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-38-23-0191-00F0-0110`

Property Details

APN / Parcel Number

Primary APN	`14-38-23-0191-00F0-0110`
Alternative APN	`992`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,699 sqft Living Area
Gross Area	3,659 sqft
1st Floor Area	2,699 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	27 sqft
Deck Area	Deck Area
Patio Area	90 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3038 SW GATOR TRL
City	ARCADIA
State	FL
Zip	34266-6567
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM
Legal Description	HIDDEN ACRES LOT 11 BLK F SEC 14 INST:201614001338
Legal Range	23E
Legal Township	38S
Legal Section	14
Legal Subdivision	HIDDEN ACRES
Legal Tract	0191
Legal Block	F
Legal Lot Number	11
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA WEST
Census Block Group	1
Census Block	1028
Census Tract	10403

Owner

3038 SW Gator Trl, a mobile home, is owned and occupied by two individuals who bought it in July 2025.

Source: DeSoto County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3038 SW GATOR TRL, ARCADIA, FL 34266-6567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage WEST ONE CAPITAL GROUP INC
Jul 21, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 15, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Mar 18, 2016 · Amount on File
Deed Document Number	20255160
Prior Transfer Date	Dec 19, 2011
Prior Transfer Doc	0000001069
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	3038 SW GATOR TRL, ARCADIA, FL 34266-6567
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 SW GATOR TRL, ARCADIA, FL 34266-6567

Mortgage

Document Number	0014008241
Date	Nov 1, 2021
Instrument	202114008241

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	3038 SW GATOR TRL, ARCADIA, FL 34266-6567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON MORTGAGE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014004084
Date	Jul 21, 2020
Instrument	202014004084

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	3038 SW GATOR TRL, ARCADIA, FL 34266-6567
Document Number	0014001081
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3038 SW GATOR TRL ARCADIA FL 342666567, ARCADIA, FL 34266-6567

Mortgage

Document Number	0014001081
Date	Feb 22, 2018
Instrument	14001081

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 21, 2038

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,877 (+2.9%)	$544,207 (+7.01%) Land $100,000 Building $444,207
2024	$3,079.00 (+6.61%)	$213,680 (+7.27%)	$508,550 (+20.54%) Land $100,000 Building $408,550
2023	$2,888.00 (-14.23%) Homeowner's exemption Widower's exemption	$199,196 (-10.93%)	$421,882 (-2.78%) Land $100,000 Building $321,882
2022	$3,367.00 Homeowner's exemption Widower's exemption	$223,648	$433,942 Land $125,000 Building $308,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3038 SW Gator Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Nearby Flood Policies	102 in force
Nearby Flood Claims	130 (1982–2024)
Claims Outside the SFHA	13 of 130
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 28 claims Hurricane Ian, Sep 2022 · 34 claims Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3038 SW Gator Trl is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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