3038 Summit St, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 3038 Summit St, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$105,000 (Jun 2015)
Tax Bill	$1,493 (2024)
Deeds & Mortgages	Jun 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2421-703-0011-000-7`

Property Details

APN / Parcel Number

Primary APN	`2421-703-0011-000-7`
Alternative APN	`29436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,392 sqft
Utility Area	100 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,200 sqft
Porch	Open Aluminum/Fiberglass Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	29436
Street Address	3038 SUMMIT ST
City	FORT PIERCE
State	FL
Zip	34982-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4 COUNT
Legal Description	PIONEER PARK BLK B LOT 2 (0.23 AC) (OR 3758-1248)
Legal Range	40E
Legal Township	35S
Legal Section	21
Legal Subdivision	PIONEER PARK SUBDIVISION
Legal Block	B
Legal Lot Number	2
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	4
Census Block	4081
Census Tract	380700

Owner

Source: St. Lucie County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	3038 SUMMIT ST, FORT PIERCE, FL 34982-6171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Prior Sale	Jan 27, 2015 · Amount on Record
Deed Document Number	20154082268
Deed Book / Page	3758 / 1248
Prior Transfer Date	Dec 12, 2012
Prior Transfer Doc	0034642289
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	3038 SUMMIT ST, FORT PIERCE, FL 34982-6171
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 SUMMIT ST, FORT PIERCE, FL 34982-6171

Mortgage

Document Number	0046302136
Date	Jun 15, 2021
Book Page	4630/2136
Instrument	4879893

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,344 (-54.39%)	$234,300 (+5.45%) Land $100,200 Building $134,100
2024	$1,493.00 (+2.75%)
2023	$1,453.00 (+11.6%) Additional exemption filed	$222,200 (+139.35%) Land $95,600 Building $126,600	$222,200 (+22.16%) Land $95,600 Building $126,600
2022	$1,302.00 Homeowner's exemption	$92,835	$181,900 Land $49,700 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2014–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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