Daviess County property record for 3038 Stirrup Loop, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,521 sqft · built 1998 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,155 (2025) |
| Deeds & Mortgages | Jan 2005 Line of Credit Jan 2005 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074N0005300000 |
| Primary APN | 074N0005300000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 138 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3038 STIRRUP LOOP |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3038 STIRRUP LP |
| Legal Subdivision | THE DOWNS - BELMONT PARK |
| Legal Lot Number | 53 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1401 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3038 STIRRUP LOOP, OWENSBORO, KY 42303-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2005 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC |
| Jan 14, 2005 | Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 3038 STIRRUP LOOP, OWENSBORO, KY 42303-9001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001399/795 |
|---|---|
| Date | Jan 14, 2005 |
| Book Page | 1399/795 |
| Instrument | 2005-00000720 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | EVANSVILLE, IN 47715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Jan 14, 2005 |
| Property Address | 3038 STIRRUP LOOP, OWENSBORO, KY 42303-9001 |
| Document Number | 000794/312 |
| Book / Page | 0794 / 312 |
| Map Reference | MB27 PG165 |
| Instrument Date | Jan 10, 2005 |
| Instrument | 2005-00000713 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3038 STIRRUP LOOP, OWENSBORO, KY 42303-9001 |
| Name | Verified Name |
|---|---|
| Address | 3038 STIRRUP LOOP, OWENSBORO, KY 42303-9001 |
| Investor | Possibly a Property Investor |
| Document Number | 001399/779 |
|---|---|
| Date | Jan 14, 2005 |
| Book Page | 1399/779 |
| Instrument | 2005-00000714 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2035 |
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,000 (-) | $202,000 (-) | |
| 2025 | $2,155.00 | $202,000 (+18.61%) Land $30,000 Building $172,000 | $202,000 (+18.61%) Land $30,000 Building $172,000 |
| 2023 | $170,300 | $170,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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