Guthrie County property record for 3038 Monteith Rd, Panora, IA 50216
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,396 sqft · built 2003 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,052 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000515700 |
| Primary APN | 0000515700 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,396 sqft Living Area |
| Basement Area | 2,396 sqft |
| Unfinished Basement | 2,575 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 102,802 sqft (2.36 acres) |
| Deck Area | 63 sqft |
| Patio Area | 1,244 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 3038 MONTEITH RD |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-8678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 28 79 30 PARCEL A SE NW |
| Legal Range | 30W |
| Legal Township | 79N |
| Legal Section | 28 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1234 |
| Census Tract | 950300 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3038 MONTEITH RD, PANORA, IA 50216-8678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 3038 MONTEITH RD, PANORA, IA 50216-8678 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000909 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 0000002018/0000000909 |
| Instrument | 2018-0909 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,200 (-) Land $2,700 Building $381,500 | $384,200 (-) Land $2,700 Building $381,500 | |
| 2025 | $4,052.00 (-7.15%) Homeowner's exemption | $384,200 (+1.4%) Land $2,700 Building $381,500 | $384,200 (+1.4%) Land $2,700 Building $381,500 |
| 2024 | $4,364.00 (-1.18%) | ||
| 2023 | $378,900 (+29.98%) Land $2,000 Building $376,900 | $378,900 (+29.98%) Land $2,000 Building $376,900 | |
| 2022 | $4,416.00 Homeowner's exemption Additional exemption filed | $291,500 Land $1,500 Building $290,000 | |
| 2021 | $291,500 Land $1,500 Building $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2019) |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Telecommunications Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
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