3038 Kell Ln, Saint Louis, MO 63129 Property Records

St. Louis County property record for 3038 Kell Ln, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,637 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Aug 2022)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34J-41-0421`

Property Details

APN / Parcel Number

Primary APN	`34J-41-0421`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,632 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	81 ft deep x 69 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	220 sqft
Patio Area	80 sqft
Balcony Area	5 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3038 KELL LN
City	SAINT LOUIS
State	MO
Zip	63129-3980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NEW ENGLAND VILLAGE PLAT 2 2 25 80 LOT 235
Legal Subdivision	NEW ENGLAND VILLAGE PLAT 2
Legal Lot Number	235
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1016
Census Tract	220451

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3038 KELL LN, SAINT LOUIS, MO 63129-3980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 9, 2022	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Deed Document Number	20228970
Last Transfer Date	Jul 10, 2024
Transfer Doc	0000000127
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 24, 2026
Property Address	3038 KELL LN, SAINT LOUIS, MO 63129-3980
Document Number	0000000348
Instrument Date	Apr 17, 2026
Instrument	2026348
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 KELL LN, SAINT LOUIS, MO 63129-3980

Mortgage

Document Number	0000000348,
Date	Apr 24, 2026
Instrument	2026348

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3038 KELL LN, SAINT LOUIS, MO 63129-3980
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 KELL LN, SAINT LOUIS, MO 63129-3980

Mortgage

Document Number	2023051500445
Date	May 15, 2023
Instrument	2023051500445

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 4, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 9, 2022
Property Address	3038 KELL LN, SAINT LOUIS, MO 63129-3980
Document Number	2022080900070
Map Reference	MB 195 PG 26-28
Instrument Date	Aug 4, 2022
Instrument	2022080900070
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 NORTHRIDGE DR, 113, WEST BRANCH, IA 52358-9409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 KELL LN, SAINT LOUIS, MO 63129-3980

Mortgage

Document Number	2022080900071
Date	Aug 9, 2022
Instrument	2022080900071

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,410 (-) Land $21,660 Building $44,750	$349,500 (-) Land $114,000 Building $235,500
2025	$3,918.00 (+0.08%)	$66,410 (+13.91%) Land $21,660 Building $44,750	$349,500 (+13.92%) Land $114,000 Building $235,500
2024	$3,915.00 (+1.29%)
2023	$3,865.00 (+19.03%)	$58,300 (+17.52%) Land $12,620 Building $45,680	$306,800 (+17.5%) Land $66,400 Building $240,400
2022	$3,247.00	$49,610 Land $11,740 Building $37,870
2021			$261,100 Land $61,800 Building $199,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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