3038 E 97th St, Chicago, IL 60617 Property Records

Cook County property record for 3038 E 97th St, Chicago, IL 60617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1962
Lot Size	0.096 acres (4,185 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2018)
Tax Bill	$1,692 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-06-426-050`

Property Details

APN / Parcel Number

Primary APN	`26-06-426-050`
Alternative APN	`26-06-426-050-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,185 sqft (0.096 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3038 E 97TH ST
City	CHICAGO
State	IL
Zip	60617-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	15E
Legal Township	37N
Legal Section	06
Legal Subdivision	SOUTH CHICAGO SUB
Legal Block	137
Legal Lot Number	33
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1032
Census Tract	510100

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3038 E 97TH ST, CHICAGO, IL 60617-5041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage LEGIONS CAPITAL INC
Oct 17, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Oct 17, 2018	Affidavit of Death, Transfer ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	20184030
Prior Transfer Date	Oct 16, 2013
Prior Transfer Doc	0000034083
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3038 E 97TH ST, CHICAGO, IL 60617-5041
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9622 S BALTIMORE AVE, CHICAGO, IL 60617-5046

Mortgage

Document Number	0030319017
Date	Oct 30, 2025
Instrument	2530319017

Lender

Name	LEGIONS CAPITAL INC
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.73%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 17, 2018
Property Address	3038 E 97TH ST, CHICAGO, IL 60617-5041
Document Number	1829004030
Instrument Date	Sep 17, 2018
Instrument	29004030
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 E 97TH ST CHICAGO IL 606175041, CHICAGO, IL 60617-5041

Mortgage

Document Number	1829004032
Date	Oct 17, 2018
Instrument	29004032

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	1829004031,
Date	Oct 17, 2018
Instrument	29004031

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate	5.37%

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COOK IL
Recording Date	Oct 17, 2018
Property Address	3038 E 97TH ST, CHICAGO, IL 60617-5041
Document Number	1829004029
Instrument Date	Sep 14, 2018
Instrument	29004029
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY'S TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 E 97TH ST CHICAGO IL 606175041, CHICAGO, IL 60617-5041

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,101 (+38.78%) Land $2,093 Building $9,008	$111,010 (+38.78%) Land $20,930 Building $90,080
2023	$1,692.00 (+2.55%)
2022	$1,650.00	$7,999 Land $2,301 Building $5,698	$79,990 Land $23,010 Building $56,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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