3038 E 10 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 3038 E 10 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,885 sqft · built 2021
Lot Size	0.348 acres (15,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,300 (Apr 2022)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67-096-0078`

Property Details

APN / Parcel Number

Primary APN	`67-096-0078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	4,620 sqft
1st Floor Area	1,885 sqft
Basement Area	1,885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	15,174 sqft (0.348 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3038 E 10 S
City	SPANISH FORK
State	UT
Zip	84660-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78, PLAT E, MAPLE PARK ESTATES SUB AREA 0.348 AC.
Legal Subdivision	MAPLE PARK ESTATES SUB
Legal Lot Number	78
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1002
Census Tract	10307

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3038 E 10 S, SPANISH FORK, UT 84660-6222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 15, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Jul 12, 2021	Warranty Deed, Construction Loan · Construction Mortgage SECURITY NATIONAL LIFE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	202247433
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	3038 E 10 S, SPANISH FORK, UT 84660-6222
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 E 10 S, SPANISH FORK, UT 84660-6222
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007559
Date	Jan 30, 2026
Instrument	7559:2026

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 15, 2022
Property Address	3038 E 10 S, SPANISH FORK, UT 84660-6222
Document Number	0000047433
Instrument Date	Apr 14, 2022
Instrument	47433:2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2022
Title Company	NOT AVAILABLE, PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 E 10 S, SPANISH FORK, UT 84660-6222

Mortgage

Document Number	0000047434
Date	Apr 15, 2022
Instrument	47434:2022

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 12, 2021
Property Address	3038 E 10 S, SPANISH FORK, UT 84660-6222
Document Number	0000122872
Instrument Date	Jul 8, 2021
Instrument	122872:2021
Transaction Type	Construction Loan
Record Updated	Jun 1, 2022
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000122873
Date	Jul 12, 2021
Instrument	122873:2021

Lender

Name	SECURITY NATIONAL LIFE INSURANCE CO
Type	Insurance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,135 (-39.24%)	$745,700 (+10.47%) Land $253,900 Building $491,800
2025	$3,576.00 (+0.03%)	$675,000 (+102.22%) Land $253,900 Building $421,100	$675,000 (+11.22%) Land $253,900 Building $421,100
2024	$3,575.00 (+10.54%)
2023	$3,234.00 (+34.58%)	$333,795	$606,900 Land $241,700 Building $365,200
2022	$2,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Utah
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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