3038 Cayman Way, Orlando, FL 32812 Property Records

Orange County property record for 3038 Cayman Way, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,108 sqft · built 1990
Lot Size	0.135 acres (5,872 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2024)
Tax Bill	$7,682 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-30-5873-01-230`

Property Details

APN / Parcel Number

Primary APN	`04-23-30-5873-01-230`
Alternative APNs	`302304587301230` `528853` `534594` `539219`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,872 sqft (0.135 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3038 CAYMAN WAY
City	ORLANDO
State	FL
Zip	32812-5358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD/AN
Legal Description	MYSTIC AT MARINERS VILLAGE 24/73 LOT 123
Legal Range	30E
Legal Township	23S
Legal Section	04
Legal Subdivision	MYSTIC AT MARINERS VILLAGE
Legal Tract	5873
Legal Block	1
Legal Lot Number	123
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1010
Census Tract	13604

Owner

3038 Cayman Way is owned and occupied by an individual who bought it in January 2024.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3038 CAYMAN WAY, ORLANDO, FL 32812-5358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Document Number	202452325
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 26, 2024
Property Address	3038 CAYMAN WAY, ORLANDO, FL 32812-5358
Document Number	0000052325
Map Reference	MB 24 PG 73
Instrument Date	Dec 29, 2023
Instrument	20240052325
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	SIMPLY TITLE LLC, SIMPLY TITLE LLC ORLANDO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3038 CAYMAN WAY, ORLANDO, FL 32812-5358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3038 CAYMAN WAY, ORLANDO, FL 32812-5358
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052326
Date	Jan 26, 2024
Instrument	20240052326

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3038 Cayman Way was $7,682, up 4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,890 (-1.32%) Land $105,000 Building $300,890	$405,890 (-1.32%) Land $105,000 Building $300,890
2025	$7,682.00 (+4.02%)	$411,300 Land $105,000 Building $306,300	$411,300 Land $105,000 Building $306,300
2024	$7,385.00 (+11.79%)
2023	$6,606.00 (+10.36%)	$371,774 (+12.65%) Land $105,000 Building $266,774	$371,774 (+12.65%) Land $105,000 Building $266,774
2022	$5,986.00	$330,023 Land $105,000 Building $225,023	$330,023 Land $105,000 Building $225,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3038 Cayman Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3038 Cayman Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Summit Broadband, T-Mobile.

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