Harford County property record for 3038 Benefit Ct, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 992 sqft · built 1996 |
| Lot Size | 0.067 acres (2,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Sep 2026) |
| Tax Bill | $2,613 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-294490 |
| Primary APN | 01-294490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 992 sqft Total Area |
| Basement Area | 370 sqft |
| Finished Basement | 370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,900 sqft (0.067 acres) |
| Deck Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 294490 |
|---|---|
| Street Address | 3038 BENEFIT CT |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2941 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 64 2900 SF 3038 BENEFIT COURT ST CLAIR PT 85/109 |
| Legal Subdivision | ST CLAIR |
| Legal Lot Number | 64 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301205 |
3038 Benefit Ct, a townhouse, is owned and occupied by an individual who bought it in September 2026.
Source: Harford County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3038 BENEFIT CT, ABINGDON, MD 21009-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 27, 2022 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on File |
| Deed Sale | Sep 16, 2026 · Amount on File |
| Prior Sale | Jan 27, 2022 · Amount on File |
| Deed Book / Page | 17289 / 291 |
| Transfer Doc | 0000000430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 16, 2026 |
| Property Address | 3038 BENEFIT CT, ABINGDON, MD 21009-2941 |
| Document Number | 1728000291 |
| Book / Page | 17289 / 291 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3038 BENEFIT CT, ABINGDON, MD 21009-2941 |
| Document Number | 1728000299, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 17289/299 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 27, 2022 |
| Property Address | 3038 BENEFIT CT, ABINGDON, MD 21009-2941 |
| Document Number | 0153320035 |
| Book / Page | 15332 / 35 |
| Map Reference | MB CGH 85 FO 109 |
| Instrument Date | Nov 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TERRAIN TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3038 BENEFIT CT, 3038, ABINGDON, MD 21009-2941 |
| Name | Verified Name |
|---|---|
| Address | 3038 BENEFIT CT, ABINGDON, MD 21009-2941 |
| Investor | Possibly a Property Investor |
| Document Number | 0001533242 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 15332/42 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2051 |
| Change Frequency | 6 Months |
|---|
| Document Number | 0153320061 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 15332/61 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3038 Benefit Ct was $2,613, up 9.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,613.00 (+9.79%) | $239,800 Land $65,500 Building $174,300 | $239,800 Land $65,500 Building $174,300 |
| 2025 | $2,380.00 | ||
| 2023 | $207,700 Land $65,500 Building $142,200 | $207,700 Land $65,500 Building $142,200 | |
| 2022 | $2,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3038 Benefit Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3038 Benefit Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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