3037 240th St, Winthrop, IA 50682 Property Records

Buchanan County property record for 3037 240th St, Winthrop, IA 50682

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,356 sqft · built 1962
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1208400006`

Property Details

APN / Parcel Number

Primary APN	`1208400006`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Basement Area	1,356 sqft
Finished Basement	1,356 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	90,169 sqft (2.07 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3037 240TH ST
City	WINTHROP
State	IA
Zip	50682-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08-88-07COM SE COR SE C 8W878.5' TO POBSW29 8.12' NW55'NW110.18' NWLY45.29' NW217.87' E481.03' ETC
Legal Range	7W
Legal Township	88N
Legal Section	8
Jurisdiction	BUCHANAN IA
Township / Civil Division	MIDDLEFIELD
Census Block Group	2
Census Block	2021
Census Tract	950600

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3037 240TH ST, WINTHROP, IA 50682-9443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 11, 2017	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP
Jun 15, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Jul 21, 2022	Quit Claim Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 14, 2022
Transfer Doc	2022R02427
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	3037 240TH ST, WINTHROP, IA 50682-9443
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3037 240TH ST, WINTHROP, IA 50682-9443

Mortgage

Document Number	2023R02493
Date	Sep 12, 2023
Instrument	2023R02493

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	3037 240TH ST, WINTHROP, IA 50682-9443
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03051
Date	Sep 11, 2017
Instrument	2017R03051

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	3037 240TH ST, WINTHROP, IA 50682-9443
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01550
Date	Jun 15, 2018
Instrument	2018R01550

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	115 Months
Due	Jan 1, 2028

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN IA
Recording Date	Jul 21, 2022
Property Address	3037 240TH ST, WINTHROP, IA 50682-9443
Document Number	2022R02427
Instrument Date	Jul 14, 2022
Instrument	2022R02427
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3037 240TH ST, WINTHROP, IA 50682-9443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3037 240TH ST, WINTHROP, IA 50682-9443

Mortgage

Document Number	2022R02428
Date	Jul 21, 2022
Instrument	2022R02428

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Unified School District	East Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 (+15.29%)	$231,480 (+20.14%) Land $34,000 Building $197,480	$231,480 (+20.14%) Land $34,000 Building $197,480
2024	$2,420.00 (+4.49%)
2023	$2,316.00	$192,680 Land $30,320 Building $162,360	$192,680 Land $30,320 Building $162,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2004–2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
East Buchanan Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

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