Monroe County property record for 30362 Cardinal Ln, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,005 sqft · built 1980 |
| Lot Size | 0.493 acres (21,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,500 (May 1988) |
| Tax Bill | $4,433 (2024) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00313450-000000 |
| Primary APN | 00313450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,005 sqft Living Area |
| 1st Floor Area | 1,937 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,500 sqft (0.493 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Area | 728 sqft |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 980 sqft |
| Deck Area | 280 sqft |
| Patio Area | 20 sqft |
| Fence | Fence |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1386979 |
|---|---|
| Old Parcel Number | 14662900313450000000 |
| Street Address | 30362 CARDINAL LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-5122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LTS 1,2 & 3 TROPICAL BAY 3RD ADDN BIG PINE KEY PB5-81 OR402-477 OR549-368 OR559-350 OR579-168 OR790-140 OR791-1057 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 14 |
| Legal Subdivision | TROPICAL BAY ADD NO 3 |
| Legal Block | 3 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 971402 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 430536, BIG PINE KEY, FL 33043-0536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1988 · Amount on Record |
| Deed Sale | May 1, 1988 · Amount on Record |
| Deed Document Number | 0001054911 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30362 CARDINAL LN, BIG PINE KEY, FL 33043 |
| Document Number | 0029281587 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 430536 BIG PINE KEY FL 330430536, BIG PINE KEY, FL 33043-0536 |
| Document Number | 0029281587 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 002928/001587 |
| Instrument | 2188023 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $479,235 (+5.99%) | $1,029,952 (-14.29%) Land $598,560 Building $431,392 | |
| 2024 | $4,433.00 (+4.5%) | ||
| 2023 | $4,242.00 (+2.69%) Homeowner's exemption | $452,165 (+3%) | $1,201,625 (+16.08%) Land $785,610 Building $416,015 |
| 2022 | $4,131.00 Homeowner's exemption | $438,996 | $1,035,135 Land $617,265 Building $417,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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