3036 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 3036 State Rte 156, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,640 sqft · built 1858
Lot Size1.99 acres (86,684 sqft)
OwnerIndividual Name on Record
Tax Bill$903 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN10-05-200-001-000

Property Details

APN / Parcel Number

Primary APN10-05-200-001-000
Alternative APN
  • 10050000000702 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,640 sqft Living Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1858
Effective Year BuiltEffective 1858
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area86,684 sqft (1.99 acres)

Exterior Amenities

PorchSlab
Porch Area528 sqft
Deck Area440 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3036 STATE ROUTE 156
CityWATERLOO
StateIL
Zip62298-6302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMB2
Legal DescriptionPART NW NE
Legal Range10W
Legal Township03S
Legal Section05
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group1
Census Block1032
Census Tract600501

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3036 STATE ROUTE 156, WATERLOO, IL 62298-6302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address3036 STATE ROUTE 156, WATERLOO, IL 62298-6302
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTEK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000394153
DateFeb 1, 2018
Instrument394153
Lender
NameHOMESTEAD FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$903.00 (+12.45%) Homeowner's exemption$20,820 (-55.91%) Land $11,080 Building $9,740$62,460 (-55.91%) Land $33,240 Building $29,220
2024$803.00
2022Additional exemption filed$47,220 Land $11,080 Building $36,140$141,660 Land $33,240 Building $108,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Harrisonville Telephone Company
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on State Rte 156

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