3036 Pencil Cholla, Schertz, TX 78154 Property Records

Bexar County property record for 3036 Pencil Cholla, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,219 sqft · built 2009
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on File
Last Sale	$336,057 (Sep 2022)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05059-701-0190`

Property Details

APN / Parcel Number

Primary APN	`05059-701-0190`
Alternative APN	`1122343`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,219 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	1,249 sqft
2nd Floor Area	970 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,240 sqft (0.143 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3036 PENCIL CHOLLA
City	SCHERTZ
State	TX
Zip	78154-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5059G (SEDONA UT-1), BLOCK 1 LOT 19 2009-NEW ACCT PER PLAT 9583/73-81 FILED 2/26/2008
Legal Subdivision	CB 5059G (SEDONA UT-1)
Legal Tract	19
Legal Block	1
Legal Lot Number	19
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2029
Census Tract	131601

Owner

3036 Pencil Cholla is owned and occupied by two individuals who bought it in September 2022.

Source: Bexar County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3036 PENCIL CHOLLA, SCHERTZ, TX 78154-6145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Vendor's Lien, Transfer · VA Mortgage DIRECTIONS EQUITY LLC
Jul 25, 2017	Vendor's Lien, Transfer · VA Mortgage FRANKLIN AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	2022217558
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0000144813
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Sep 7, 2022
Property Address	3036 PENCIL CHOLLA, SCHERTZ, TX 78154-6145
Document Number	0000217558
Map Reference	VOL 9583 PG 73-78
Instrument Date	Sep 1, 2022
Instrument	20220217558
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	UNIVERSITY TITLE INC, UNIVERSITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 PENCIL CHOLLA, SCHERTZ, TX 78154-6145

Mortgage

Document Number	0000217559
Date	Sep 7, 2022
Instrument	20220217559

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jul 25, 2017
Property Address	3036 PENCIL CHOLLA, SCHERTZ, TX 78154-6145
Document Number	0000144813
Book / Page	18645 / 1038
Map Reference	VOL9583 PG73-78
Instrument Date	Jul 21, 2017
Instrument	20170144813
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3036 PENCIL CHOLLA, SCHERTZ, TX 78154-6145

Mortgage

Document Number	0000144814
Date	Jul 25, 2017
Instrument	20170144814

Lender

Name	FRANKLIN AMERICAN MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3036 Pencil Cholla was $1,666 with exemptions applied, down 10.5% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00 (-10.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$310,000 Land $61,390 Building $248,610	$310,000 Land $61,390 Building $248,610
2024	$1,862.00 (-14.39%)
2023	$2,175.00 (-71.41%)	$326,620 Land $61,390 Building $265,230	$326,620 Land $61,390 Building $265,230
2022	$7,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3036 Pencil Cholla in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3036 Pencil Cholla is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300

May also be available: VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pencil Cholla

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