3036 Harbor Rd, Douglas, MI 49406 Property Records

Allegan County property record for 3036 Harbor Rd, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,062 sqft · built 1977
Lot Size	1.27 acres (55,452 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Jan 2022)
Tax Bill	$14,115 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-015-027-20`

Property Details

APN / Parcel Number

Primary APN	`20-015-027-20`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,062 sqft Living Area
1st Floor Area	2,218 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Tri-Level
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	55,452 sqft (1.27 acres)
Lot Dimensions	184 ft deep x 240 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3036 HARBOR RD
City	DOUGLAS
State	MI
Zip	49406-5254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COM AT S 1/8 PST OF SE 1/4 TH N 00DEG 04'47 E 1089.44'; TH N 72DEG 15'46 E 195.37'; TH N 00DEG 04'47 E 31.51' TO POB; TH N
Legal Range	16W
Legal Township	03N
Legal Section	15
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1028
Census Tract	30802

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8123 FERRIS AVE, NEWAYGO, MI 49337-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 27, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 28, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Nov 7, 2002 · Amount on Record
Deed Document Number	20221991
Deed Book / Page	4724 / 228
Prior Transfer Date	Jul 28, 2017
Prior Transfer Doc	004162/482
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3036 HARBOR RD, DOUGLAS, MI 49406-5254
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 HARBOR RD, DOUGLAS, MI 49406-5254

Mortgage

Document Number	005105/416
Date	Jan 21, 2026
Book Page	5105/416
Instrument	2026001037

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 27, 2022
Property Address	3036 HARBOR RD, DOUGLAS, MI 49406
Document Number	004724/228
Book / Page	4724 / 228
Instrument Date	Jan 14, 2022
Instrument	2022001991
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3036 HARBOR RD, 3036, DOUGLAS, MI 49406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8123 FERRIS AVE, DOUGLAS, MI 49406

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jul 28, 2017
Property Address	3036 HARBOR RD, DOUGLAS, MI 49406
Document Number	4162/482
Book / Page	4162 / 482
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3036 HARBOR RD, DOUGLAS, MI 49406

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,900 (+16.63%) Land $202,800 Building $377,100	$1,159,800 (+16.63%) Land $405,600 Building $754,200
2025	$14,115.00 (+4.72%) Homeowner's exemption	$497,200 (+20.1%) Land $146,400 Building $350,800	$994,400 (+20.1%) Land $292,800 Building $701,600
2024	$13,479.00
2023		$414,000 Land $130,200 Building $283,800	$828,000 Land $260,400 Building $567,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET.

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