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3036 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 3036 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 918 sqft · built 1982
Lot Size0.137 acres (6,011 sqft)
OwnerCompany Name on File
Last Sale$100,000 (Sep 2025)
Tax Bill$1,040 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone A (high risk)
APN12315-027-000

Property Details

APN / Parcel Number

Primary APN12315-027-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area918 sqft Heated Area
Gross Area1,013 sqft
1st Floor Area459 sqft
2nd Floor Area459 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,011 sqft (0.137 acres)
Lot Dimensions177 ft deep x 34 ft wide
PorchPorch
Porch Area67 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3036 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-6983
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionHIGHLAND CITY (9.55) 117B BEG 90' W OF NE COR OF LOT 1 TH W 34.50' S 177.40' E 34.50'
Legal Range14W
Legal Township03S
Legal Section27
Legal SubdivisionHIGHLAND CITY
Legal Block19
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1037
Census Tract1302

Owner

Source: Bay County records · APN 12315-027-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3016 STANFORD RD, PANAMA CITY, FL 32405-3436
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2025 · Amount on Record
Deed SaleSep 09, 2025 · Amount on Record
Prior SaleJan 04, 2019
Deed Document Number2025051855
Deed Book / Page4950 / 2215
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 09, 2025
Property Address3036 E BALDWIN RD, PANAMA CITY, FL 32405-6983
Document Number0049502215
Book / Page4950 / 2215
Map ReferenceMB 4 PG 28
Instrument DateSep 08, 2025
Instrument2025051855
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5207 SHORES RD, PANAMA CITY, FL 32404-8930

Transferred To (Grantee/Buyer)

NameVerified Name
Address3016 STANFORD RD, PANAMA CITY, FL 32405-3436

Mortgage

Document Number0049502217
DateSep 09, 2025
Instrument4950/2217
Lender
NameSILVER SPUR RANCH LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term18 Months
DueMar 08, 2027
Interest
Rate4%

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,040.00 (-8.93%)$71,453 (+6.71%) Land $20,467 Building $50,986$71,453 (+6.71%) Land $20,467 Building $50,986
2024$1,142.00 (+6.13%)$66,960 (+2.99%) Land $18,981 Building $47,979$66,960 (+2.99%) Land $18,981 Building $47,979
2023$1,076.00 (+24.97%)$65,017 (+37.3%) Land $16,663 Building $48,354$65,017 (+37.3%) Land $16,663 Building $48,354
2022$861.00$47,353 Land $13,330 Building $34,023$47,353 Land $13,330 Building $34,023

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 73 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims45 (2002–2021)
Claims Outside the SFHA27 of 45
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 5 claims
  • Hurricane Michael, Oct 2018 · 23 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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