30352 Hemlock Rd, Garber, IA 52048 Property Records

Clayton County property record for 30352 Hemlock Rd, Garber, IA 52048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1990
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2009)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-15-14-127-001`

Property Details

APN / Parcel Number

Primary APN	`22-15-14-127-001`
Alternative APN	`1514127001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	110,642 sqft (2.54 acres)
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	224 sqft
Patio Area	224 sqft
Shed	1 Shed
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	30352 HEMLOCK RD
City	GARBER
State	IA
Zip	52048-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 NE NW 14 92 4
Legal Range	4W
Legal Township	92N
Legal Section	14
Jurisdiction	CLAYTON IA
Township / Civil Division	VOLGA
Census Block Group	2
Census Block	2122
Census Tract	70300

Owner

30352 Hemlock Rd is owned and occupied by two individuals who bought it in June 2009.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30352 HEMLOCK RD, GARBER, IA 52048-8082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2009 · Amount on File
Deed Sale	Jun 22, 2009 · Amount on File
Deed Document Number	20092132
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	30352 HEMLOCK RD, GARBER, IA 52048-8082
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04482
Date	Oct 25, 2021
Instrument	2021R04482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	30352 HEMLOCK RD, GARBER, IA 52048-8082
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00788
Date	Mar 13, 2017
Instrument	2017R00788

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2027

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	30352 HEMLOCK RD, GARBER, IA 52048-8082
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03263
Date	Aug 26, 2020
Instrument	2020R03263

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 30352 Hemlock Rd was $1,826 with a homeowner's exemption, up 12.7% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	Clayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00 (+12.72%) Homeowner's exemption	$183,511 Land $3,014 Building $180,497	$183,511 Land $3,014 Building $180,497
2024	$1,620.00
2023		$151,887 Land $2,576 Building $149,311	$151,887 Land $2,576 Building $149,311
2022	$1,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30352 Hemlock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30352 Hemlock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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