Rutherford County property record for 3035 Settlers Rd, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,966 sqft · built 1988 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (Aug 2017) |
| Tax Bill | $1,475 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 057C-A-019.00-000 |
| Primary APN | 057C-A-019.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,966 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Upper Floors Area | 706 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Dimensions | 360 ft deep x 48.9 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Slab |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0033409 |
|---|---|
| Street Address | 3035 SETTLERS RD |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 48.9'X360' IRR |
| Legal Subdivision | MILES FARM ESTATES SEC 2 |
| Legal Lot Number | 19 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 41000 |
3035 Settlers Rd is owned and occupied by two individuals who bought it in August 2017.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3035 SETTLERS RD, MURFREESBORO, TN 37129-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDSTONE FCU |
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Aug 4, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on File |
| Deed Sale | Aug 4, 2017 · Amount on File |
| Deed Document Number | 20172098897 |
| Deed Book / Page | 1596 / 1143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3035 SETTLERS RD, MURFREESBORO, TN 37129-7102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0023993449 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 2399/3449 |
| Instrument | 2525646 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3035 SETTLERS RD, MURFREESBORO, TN 37129-7102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022773515 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 2277/3515 |
| Instrument | 2460854 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3035 SETTLERS RD, MURFREESBORO, TN 37129-7102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021992235 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 2199/2235 |
| Instrument | 2419758 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3035 SETTLERS RD, MURFREESBORO, TN 37129-7102 |
| Document Number | RB19173161 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3035 SETTLERS RD MURFREESBORO TN 371297102, MURFREESBORO, TN 37129-7102 |
| Document Number | RB19173161 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 001917/003161 |
| Instrument | 2282032 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Aug 4, 2017 |
| Property Address | 3035 SETTLERS RD, MURFREESBORO, TN 37129-7102 |
| Document Number | RB15961143 |
| Book / Page | 001596 / 001143 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2098897 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3035 SETTLERS RD MURFREESBORO TN 371297102, MURFREESBORO, TN 37129-7102 |
| Document Number | RB15961145 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 001596/001145 |
| Instrument | 2098898 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2025 property tax bill for 3035 Settlers Rd was $1,475.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,250 (+22.46%) Land $30,250 Building $66,000 | $385,000 Land $121,000 Building $264,000 | |
| 2025 | $1,475.00 | $78,600 Land $15,125 Building $63,475 | |
| 2023 | $1,475.00 | $78,600 Land $15,125 Building $63,475 | $314,400 (-) Land $60,500 Building $253,900 |
| 2022 | $314,400 Land $60,500 Building $253,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3035 Settlers Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 10 (1999–2022) |
| Most Recent Claim | Sep 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3035 Settlers Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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