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3035 Mirage Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3035 Mirage Pl, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,137 sqft · built 2024
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$596,314 (Jul 2024)
Tax Bill$8,339 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-25-31-5538-0001-1430

Property Details

APN / Parcel Number

Primary APN02-25-31-5538-0001-1430
Alternative APN
  • 253102553800011430

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,137 sqft Living Area
Gross Area3,217 sqft
1st Floor Area1,220 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area552 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3035 MIRAGE PL
CitySAINT CLOUD
StateFL
Zip34771-8959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 2 PB 32 PGS 72-94 LOT 143
Legal SubdivisionWESLYN PARK PHASE 2
Legal Lot Number143
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3035 MIRAGE PL, SAINT CLOUD, FL 34771-8959
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 31, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2024 · Amount on Record
Deed SaleJul 31, 2024 · Amount on Record
Prior SaleJun 23, 2023 · Amount on Record
Deed Document Number202499322
Deed Book / Page6642 / 1234
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 26, 2026
Property Address3035 MIRAGE PL, SAINT CLOUD, FL 34771-8959
Document Number0000084073
Book / Page6994 / 1261
Instrument DateJun 20, 2026
Instrument202684073
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3035 MIRAGE PL, SAINT CLOUD, FL 34771-8959

Mortgage

Document Number0000084073,
DateJun 26, 2026
Book Page6994/1261
Instrument202684073
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2024
Property Address3035 MIRAGE PL, SAINT CLOUD, FL 34771-8959
Document Number0066421234
Book / Page6642 / 1234
Map ReferenceMB 32 PG 72-94
Instrument DateJul 24, 2024
Instrument2024099322
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,174.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3035 MIRAGE PL, SAINT CLOUD, FL 34771-8959

Mortgage

Document Number2024099323
DateJul 31, 2024
Instrument2024099323
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,339.00 (+203.46%)$476,500 (+535.33%) Land $90,000 Building $386,500$476,500 (+535.33%) Land $90,000 Building $386,500
2024$2,748.00 (+26.87%)
2023$2,166.00 (+15.95%)$75,000 (+15%) Land $75,000$75,000 (+15%) Land $75,000
2022$1,868.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 90% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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