3035 Kel Ct, Union, KY 41091 Property Records

Boone County property record for 3035 Kel Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,768 sqft · built 2012
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2019)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-14-004.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-14-004.00`
Alternative APN	`47338`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3035 KEL CT
City	UNION
State	KY
Zip	41091-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SEC 1 ALSON PLACE
Legal Subdivision	ALSON PLACE
Legal Lot Number	4
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4000
Census Tract	70318

Owner

3035 Kel Ct is owned and occupied by an individual who bought it in September 2019.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3035 KEL CT, UNION, KY 41091-8756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Feb 6, 2012 · Amount on File
Deed Document Number	783073
Deed Book / Page	D1132 / 533
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3035 KEL CT, UNION, KY 41091-8756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4063/492
Date	Oct 23, 2017
Book Page	M4063/492
Instrument	737979

Lender

Name	PNC BANK NA
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Sep 10, 2019
Property Address	3035 KEL CT, UNION, KY 41091-8756
Document Number	D1132/533
Book / Page	D1132 / 533
Map Reference	CAB 5 SL 567
Instrument Date	Sep 6, 2019
Instrument	783073
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 66, HEBRON, KY 41048-0066

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3035 KEL CT, UNION, KY 41091-8756

Mortgage

Document Number	783074
Date	Sep 10, 2019
Instrument	783074

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3035 Kel Ct was $3,864.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,864.00	$339,100 Land $65,000 Building $274,100
2024			$339,100 (-) Land $65,000 Building $274,100
2023	$3,933.00 (+25.14%)	$339,100 (+21.11%) Land $65,000 Building $274,100	$339,100 (+21.11%) Land $65,000 Building $274,100
2022	$3,143.00	$280,000 Land $50,000 Building $230,000	$280,000 Land $50,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3035 Kel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3035 Kel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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