3034 Ridgeview Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3034 Ridgeview Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,830 sqft · built 1950
Lot Size0.355 acres (15,470 sqft)
OwnerCompany Name on Record
Last Sale$106,300 (Jan 2017)
Tax Bill$3,286 (2025)
Deeds & MortgagesOct 2025 Transfer
Aug 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN094610A000

Property Details

APN / Parcel Number

Primary APN094610A000
Alternative APN
  • 6-006A-4456-00-0005.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
Gross Area2,246 sqft
1st Floor Area1,830 sqft
Basement Area416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,470 sqft (0.355 acres)
Lot Dimensions182 ft deep x 85 ft wide
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number094610A000
Street Address3034 RIDGEVIEW DR
CitySAINT CHARLES
StateMO
Zip63301-0866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionVLG DUCHESNE BLK 4 PT LOT 5
Legal SubdivisionVLG DUCHESNE
Legal Block4
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1000
Census Tract310301

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3034 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0866
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Intrafamily Transfer, Transfer
Aug 22, 2019Deed of Trust, Mortgage
FIRST CMNTY CU
Dec 18, 2017Warranty Deed, Transfer · FHA Mortgage
DELMAR FIN'L
Jan 3, 2017Affidavit of Death, Transfer
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jan 3, 2017Affidavit of Death, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2017 · Amount on Record
Deed SaleJan 3, 2017 · Amount on Record
Deed Document Number20171740
Deed Book / Page6679 / 956
Prior Transfer DateMay 25, 2000
Prior Transfer Doc0000031994
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 20, 2025
Property Address3034 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0866
Document Number0000046705
Map ReferenceMB 4 PG 157
Instrument DateDec 6, 2023
Instrument2025R-046705
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3034 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0866

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3034 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0866
Document Number0071411184
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3028 RIDGEVIEW DR ST CHARLES MO 633010866, ST CHARLES, MO 63301-0866

Mortgage

Document Number0071411184
DateSep 13, 2019
Book Page007141/001184
Instrument498390
Lender
NameFIRST CMNTY CU
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term120 Months
DueSep 12, 2029

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 18, 2017
Property Address3034 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0866
Document Number0068541358
Book / Page006854 / 001358
Instrument DateDec 15, 2017
Instrument779390
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3028 RIDGEVIEW DR ST CHARLES MO 633010866, ST CHARLES, MO 63301-0866

Mortgage

Document Number68541360
DateDec 18, 2017
Book Page006854/001360
Instrument779400
Lender
NameDELMAR FIN'L
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2047

January 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST CHARLES MO
Recording DateJan 3, 2017
Property Address3034 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0866
Document Number0066790951
Book / Page006679 / 000951
Instrument DateDec 29, 2016
Instrument1720
Transaction TypeTransfer
Record UpdatedJan 6, 2017
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3034 RIDGEVIEW DR ST CHARLES MO 633010866, ST CHARLES, MO 63301-0866

January 2017: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionST CHARLES MO
Recording DateJan 3, 2017
Property Address3034 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0866
Document Number0066790954
Book / Page00667 / 000954
Instrument DateDec 29, 2016
Instrument1730
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address206 SHELBURNE DR ST CHARLES MO 633014515, ST CHARLES, MO 63301-4515

Mortgage

Document Number66790960
DateJan 3, 2017
Book Page006679/000960
Instrument1750
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJan 2, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,430 (-)$275,949 (-) Land $45,000 Building $230,949
2025$3,286.00 (-0.93%)$52,430 (+1.44%)$275,949 (+1.44%) Land $45,000 Building $230,949
2024$3,317.00
2023$51,687
2022$272,034 Land $35,000 Building $237,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ridgeview Dr

Nearby Streets

Search Property Records by Address or Parcel Number