3034 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3034 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$278,927 (Jul 2024)
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
APN	`03-8.0-27-002-001-140.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-140.000`

Interior

Building Area	1,224 sqft Base Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	149 ft deep x 77.7 ft wide

Location & Zoning

Street Address	3034 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:150 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	150
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

3034 Dover St is owned and occupied by two individuals who bought it in July 2024.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3034 DOVER ST, SAINT JOSEPH, MO 64506-1133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Aug 16, 2016 · Amount on File
Deed Document Number	20245360
Deed Book / Page	3798 / 939
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3034 DOVER ST, SAINT JOSEPH, MO 64506-1133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3751/97
Date	Jul 23, 2020
Book Page	3751/97
Instrument	2020006262

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3034 Dover St was $1,625, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,625.00 (+0.06%)	$22,650 Land $3,900 Building $18,750	$119,170 Land $20,500 Building $98,670
2024	$1,624.00 (+15.75%)
2023	$1,403.00 (-0.64%)	$21,340 (-) Land $3,900 Building $17,440	$112,300 Land $20,500 Building $91,800
2022	$1,412.00	$21,340 Land $3,900 Building $17,440
2021			$112,300 Land $20,500 Building $91,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3034 Dover St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3034 Dover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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