3033 Memphis St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3033 Memphis St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,696 sqft · built 2020
Lot Size0.086 acres (3,746 sqft)
OwnerCompany Name on File
Tax Bill$5,135 (2025)
Deeds & MortgagesMar 2024 Sale
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNT200500186

Property Details

APN / Parcel Number

Primary APNT200500186
Alternative APN
  • 5-116C-C778-00-8606.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
Gross Area2,344 sqft
1st Floor Area1,048 sqft
Basement Area648 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area3,746 sqft (0.086 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT200500186
Street Address3033 MEMPHIS ST
CitySAINT CHARLES
StateMO
Zip63301-8481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS PH 10B #2 LOT 8606
Legal SubdivisionNEW TOWN AT ST CHAS PH 10B #2
Legal Lot Number8606
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1007
Census Tract310201

Owner

3033 Memphis St is owned by a company that acquired it in March 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 6395, CHESTERFIELD, MO 63006-6395
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Warranty Deed, Transfer
Jun 2, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Nov 23, 2020Warranty Deed, Subdivision Related Transfer
STIFEL BK&TR
Aug 27, 2020Deed of Trust, Mortgage · Line of Credit
CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024
Deed SaleMar 18, 2024
Prior SaleJun 2, 2022 · Amount on File
Deed Document Number20249864
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 18, 2024
Property Address3033 MEMPHIS ST, SAINT CHARLES, MO 63301-8481
Document Number0000009864
Map ReferenceMB 50 PG 266
Instrument DateMar 14, 2024
Instrument2024R-009864
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6395, CHESTERFIELD, MO 63006-6395

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6395, CHESTERFIELD, MO 63006-6395

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 2, 2022
Property Address3033 MEMPHIS ST, SAINT CHARLES, MO 63301-8481
Document Number0000031107
Map ReferenceMB 50 PG 266
Instrument DateMay 27, 2022
Instrument2022R-031107
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3033 MEMPHIS ST, SAINT CHARLES, MO 63301-8481

Mortgage

Document Number0000031108
DateJun 2, 2022
Instrument2022R-031108
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 23, 2020
Property Address3033 MEMPHIS ST, SAINT CHARLES, MO 63301-8481
Document Number0000091304
Instrument DateNov 23, 2020
Instrument91304
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 5, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3033 MEMPHIS ST ST CHARLES MO 633018481, ST CHARLES, MO 63301-8481

Mortgage

Document Number91305
DateNov 23, 2020
Instrument91305
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 63141
Agreement
AmountAmount on Record
Term360 Months
DueNov 22, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3033 MEMPHIS ST, SAINT CHARLES, MO 63301-8481
Document Number0000067869
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237

Mortgage

Document Number0000067869
DateSep 15, 2020
Instrument67869
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3033 Memphis St was $5,135, up 6.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,681 (-)$350,950 (-) Land $66,666 Building $284,284
2025$5,135.00 (+6.65%)$66,681$350,950 Land $66,666 Building $284,284
2024$4,815.00
2023$60,057
2022$316,089 Land $50,000 Building $266,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3033 Memphis St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3033 Memphis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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