3033 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3033 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 884 sqft · built 1978
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Jul 1984)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-059521`

Property Details

APN / Parcel Number

Primary APN	`01-059521`
Alternative APNs	`1059521` `059521`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	884 sqft Total Area
Basement Area	442 sqft
Finished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	059521
Street Address	3033 EBBTIDE DR
City	EDGEWOOD
State	MD
Zip	21040-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 225 45X115 3033 EBBTIDE DRIVE HARBOUR OAKS P 36/54
Legal Subdivision	HARBOUR OAKS
Legal Lot Number	225
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3002
Census Tract	301602

Owner

Source: Harford County records · APN 01-059521

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3033 EBBTIDE DR, EDGEWOOD, MD 21040-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 1984 · Amount on Record
Deed Sale	Jul 27, 1984 · Amount on Record
Deed Book / Page	1235 / 234
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3033 EBBTIDE DR, EDGEWOOD, MD 21040-2901
Transaction Type	Mortgage
Record Updated	Jun 03, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147710164
Date	May 24, 2021
Book Page	14771/164

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,900 (+21.69%) Land $60,100 Building $159,800	$219,900 (+21.69%) Land $60,100 Building $159,800
2025	$1,701.00 (-10.57%) Homeowner's exemption
2023		$180,700 Land $60,100 Building $120,600	$180,700 Land $60,100 Building $120,600
2022	$1,902.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2013)
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 489 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.