Charlotte County property record for 3033 Cardiff St, Punta Gorda, FL 33983
| Property Type | Commercial |
|---|---|
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $147 (2025) |
| Deeds & Mortgages | Jun 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-23-22-102-012 |
| Primary APN | 40-23-22-102-012 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,250 sqft (0.143 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004621625 |
|---|---|
| Old Parcel Number | 00841510000001 |
| Street Address | 3033 CARDIFF ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3185 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CG |
| Legal Description | HBH 005 0112 0062 HARBOUR HEIGHTS SEC 5 BLK 112 LTS 62 & 63 242/307 PR14-372-RBC OSA3855/2067 4097/44 4323/14 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 112 |
| Legal Lot Number | 62 63 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 21001 |
Source: Charlotte County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2516 BALTIC AVE, PORT CHARLOTTE, FL 33952-5658 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2022 |
| Deed Sale | Mar 15, 2022 |
| Prior Sale | Jun 28, 2016 · Amount on Record |
| Deed Document Number | 3073207 |
| Prior Transfer Date | Jun 6, 2018 |
| Prior Transfer Doc | 2618700 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 6, 2018 |
| Property Address | 3033 CARDIFF ST, PUNTA GORDA, FL 33983-3185 |
| Document Number | 0043231492 |
| Book / Page | 004323 / 001492 |
| Instrument Date | May 23, 2018 |
| Instrument | 2618700 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | REAL PROPERTY SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2516 BALTIC AVE PORT CHARLOTTE FL 339525658, PORT CHARLOTTE, FL 33952-5658 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147.00 (-74.74%) | $5,173 (+21.01%) | $19,125 (+41.67%) Land $19,125 |
| 2023 | $582.00 (-3.48%) | $4,275 (-51.67%) | $13,500 (+52.63%) Land $13,500 |
| 2022 | $603.00 | $8,845 Land $8,845 | $8,845 Land $8,845 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
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