3032 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3032 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Commercial Office
Details	2 bd · 1 ba · 958 sqft · built 1924
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Nov 2022)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-019-10-395-00`

Property Details

APN / Parcel Number

Primary APN	`48-019-10-395-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	958 sqft Gross Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Terrain	Low
View / Lot	Major Commercial Strip
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	54 sqft
Deck Area	112 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3032 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-6342
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	6 LYNNHURST
Legal Subdivision	LYNNHURST
Legal Lot Number	7,6
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1005
Census Tract	703

Owner

3032 W Prospect Rd, a commercial property, is owned by an individual who bought it in November 2022.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 11, 2019	Warranty Deed, Transfer · Line of Credit THE ANDOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Document Number	202212529
Deed Book / Page	785 / 1793
Prior Transfer Date	Aug 30, 2005
Prior Transfer Doc	0000016752
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 22, 2022
Property Address	3032 W PROSPECT RD, ASHTABULA, OH 44004-6342
Document Number	0000012529
Book / Page	785 / 1793
Map Reference	VOL 8 PG 19
Instrument Date	Nov 17, 2022
Instrument	2022-00012529
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	VENTURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114-2102
Mail Care Of	CROSS COUNTRY MTG LLC

Mortgage

Document Number	0007851798
Date	Nov 22, 2022
Instrument	785/1798

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jan 11, 2019
Property Address	3032 W PROSPECT RD, ASHTABULA, OH 44004-6342
Document Number	0000000362
Book / Page	675 / 1277
Map Reference	VOL 8 PG 19
Instrument Date	Jan 9, 2019
Instrument	201900000362
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 W PROSPECT RD, ASHTABULA, OH 44004-6342

Mortgage

Document Number	0000000363
Date	Jan 11, 2019
Instrument	201900000363

Lender

Name	THE ANDOVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 5, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3032 W Prospect Rd was $1,397.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00	$16,700 Land $4,270 Building $12,430	$47,700 Land $12,200 Building $35,500
2023	$1,222.00 (-2.55%)	$16,700 (-) Land $4,270 Building $12,430	$47,700 Land $12,200 Building $35,500
2022	$1,254.00	$16,700 Land $4,270 Building $12,430
2020			$47,700 Land $12,200 Building $35,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3032 W Prospect Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1981)
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3032 W Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GreatWave Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Prospect Rd

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