Clay County property record for 3032 Tower Oaks Dr, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,550 sqft · built 2006 |
| Lot Size | 0.154 acres (6,730 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,000 (Jan 2015) |
| Tax Bill | $2,114 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-25-007869-005-54 |
| Primary APN | 07-04-25-007869-005-54 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Heated Area |
| Gross Area | 3,627 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,730 sqft (0.154 acres) |
| Garage Area | 450 sqft |
| Porch | Porch |
| Porch Area | 400 sqft |
| Patio Area | 227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3032 TOWER OAKS DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 180 OAKPOINT @ OAKLEAF PLANTATION AS REC O R 3710 PG 22 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 07 |
| Legal Subdivision | OAKPOINT @ OAKLEAF PLANTATION |
| Legal Lot Number | 180 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30205 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3032 TOWER OAKS DR, ORANGE PARK, FL 32065-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 3, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2015 · Amount on Record |
| Deed Sale | Jan 8, 2015 · Amount on Record |
| Prior Sale | Jul 20, 2006 · Amount on Record |
| Deed Document Number | 2015000941 |
| Deed Book / Page | 3710 / 0022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3032 TOWER OAKS DR, ORANGE PARK, FL 32065-2543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3032 TOWER OAKS DR, ORANGE PARK, FL 32065-2543 |
| Document Number | 0045350597 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4535/597 |
| Instrument | 2021072204 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3032 TOWER OAKS DR, ORANGE PARK, FL 32065-2543 |
| Document Number | 0043171203 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 3032 TOWER OAKS DR ORANGE PARK FL 320652543, ORANGE PARK, FL 32065-2543 |
| Document Number | 0043171203 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 004317/001203 |
| Instrument | 29085 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,114.00 (-47.23%) Homeowner's exemption | $178,803 (+5.99%) | $329,978 (-5.78%) Land $55,000 Building $274,978 |
| 2023 | $4,006.00 (+4.81%) Homeowner's exemption | $168,703 (+3%) | $350,224 (+5.52%) Land $55,000 Building $295,224 |
| 2022 | $3,822.00 Homeowner's exemption | $163,790 | $331,916 Land $35,000 Building $296,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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