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3032 Sweet Acres Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3032 Sweet Acres Pl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,983 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Tax Bill$6,818 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192631015600015590

Property Details

APN / Parcel Number

Primary APN192631015600015590

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,983 sqft Heated Area
Gross Area2,474 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3032 SWEET ACRES PL
CitySAINT CLOUD
StateFL
Zip34772-9022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 9A PB 28 PGS 173-175 LOT 559
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase9A
Legal Tract156
Legal Lot Number559
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3032 SWEET ACRES PL, SAINT CLOUD, FL 34772-9022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 1, 2020Special Warranty Deed, Transfer · VA Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2020
Deed SaleDec 30, 2020
Deed Document Number2020162588
Deed Book / Page5841 / 2650
Prior Transfer DateDec 1, 2020
Prior Transfer Doc2020162588
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3032 SWEET ACRES PL, SAINT CLOUD, FL 34772-9022
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3032 SWEET ACRES PL, SAINT CLOUD, FL 34772-9022

Mortgage

Document Number0060440336
DateSep 15, 2021
Book Page6044/336
Instrument2021143387
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueFeb 1, 2051

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 1, 2020
Property Address3032 SWEET ACRES PL, SAINT CLOUD, FL 34772-9022
Document Number0058412650
Book / Page5841 / 2650
Map ReferenceMB 28 PG 173-175
Instrument DateNov 27, 2020
Instrument2020162588
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,912.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3032 SWEET ACRES PL, SAINT CLOUD, FL 34772-9022

Mortgage

Document Number0058412652
DateDec 1, 2020
Instrument5841/2652
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,818.00 (+7.88%) Homeowner's exemption Widower's exemption$321,931 (+5.99%)$339,500 (-0.88%) Land $70,000 Building $269,500
2023$6,320.00 (+1.2%) Homeowner's exemption Widower's exemption$303,747 (+3%)$342,500 (+16.14%) Land $60,000 Building $282,500
2022$6,245.00 Homeowner's exemption Widower's exemption$294,900 Land $55,000 Building $239,900$294,900 Land $55,000 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Xfinity.

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