3032 Radiance St, Lodi, CA 95242 Property Records

San Joaquin County property record for 3032 Radiance St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,951 sqft · built 2017
Lot Size	0.122 acres (5,328 sqft)
Owner	Company Name on Record
Last Sale	$432,000 (Mar 2017)
Tax Bill	$5,994 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`029-560-170-000`

Property Details

APN / Parcel Number

Primary APN	`029-560-170-000`
Alternative APN	`029-560-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,328 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	029-560-17
Street Address	3032 RADIANCE ST
City	LODI
State	CA
Zip	95242-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 029-380-05 PER ROSE GATE UNIT NO 2
Legal Subdivision	ROSE GATE UN #2
Legal Block	1
Legal Lot Number	141
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1023
Census Tract	4104

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3032 RADIANCE ST, LODI, CA 95242-9749
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 29, 2021	Intrafamily Transfer, Transfer
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Mar 28, 2017	Grant Deed, Transfer · ARM SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	201735035
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000055269
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3032 RADIANCE ST, LODI, CA 95242-9749
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 RADIANCE ST, LODI, CA 95242-9749

Mortgage

Document Number	0000055846
Date	Mar 30, 2021
Instrument	2021-055846

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 29, 2021
Property Address	3032 RADIANCE ST, LODI, CA 95242-9749
Document Number	0000055269
Map Reference	MB 42 PG 45
Instrument Date	Mar 3, 2021
Instrument	2021-055269
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3032 RADIANCE ST, LODI, CA 95242-9749
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3032 RADIANCE ST, LODI, CA 95242-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146517
Date	Dec 15, 2017
Instrument	2017-146517

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3032 RADIANCE ST, LODI, CA 95242-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 RADIANCE ST, LODI, CA 95242-9749

Mortgage

Document Number	0000153797
Date	Nov 10, 2020
Instrument	2020-153797

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3032 RADIANCE ST, LODI, CA 95242-9749
Document Number	0000093630
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	PLACER TITLE COMPANY AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3032 RADIANCE ST LODI CA 952429749, LODI, CA 95242-9749

Mortgage

Document Number	0000093630
Date	Aug 23, 2018
Instrument	93630

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 28, 2017
Property Address	3032 RADIANCE ST, LODI, CA 95242-9749
Document Number	0000035035
Map Reference	MAP42 PG45
Instrument Date	Mar 2, 2017
Instrument	2017-035035
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3032 RADIANCE ST, LODI, CA 95242-9749

Mortgage

Document Number	0000035036
Date	Mar 28, 2017
Instrument	2017-035036

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,994.00 (+0.52%)
2025	$5,963.00 (+4.07%) Homeowner's exemption	$501,132 (+4.04%) Land $175,246 Building $325,886
2023	$5,730.00 (+2.27%) Homeowner's exemption	$481,675 Land $168,442 Building $313,233	$600,480
2022	$5,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband, Verizon.

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