3032 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3032 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,740 sqft · built 1972
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Aug 2026)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0049`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0049`
Alternative APN	`20807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,740 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	312 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	20807
Street Address	3032 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-49 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	49
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

3032 N Riverside Dr is owned and occupied by two individuals who bought it in August 2026.

Source: James City County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3032 N RIVERSIDE DR, LANEXA, VA 23089-9403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer · Balloon Mortgage C F MORTGAGE CORPORATION
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Feb 27, 2012 · Amount on File
Deed Document Number	202610356
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 11, 2026
Property Address	3032 N RIVERSIDE DR, LANEXA, VA 23089-9403
Document Number	0000010356
Instrument Date	Aug 6, 2026
Instrument	202610356
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 N RIVERSIDE DR, LANEXA, VA 23089-9403

Mortgage

Document Number	0000010357,
Date	Aug 11, 2026
Instrument	202610357

Lender

Name	C F MORTGAGE CORPORATION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	85 Months
Due	Sep 1, 2033

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3032 N RIVERSIDE DR, LANEXA, VA 23089-9403
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006169
Date	Mar 31, 2021
Instrument	210006169

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

Tax Assessment & Valuation

The 2025 property tax bill for 3032 N Riverside Dr was $5,716, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,716.00 (+6.42%)	$688,700 Land $247,100 Building $441,600	$688,700 Land $247,100 Building $441,600
2024	$5,371.00 (+29.05%)
2023	$4,162.00	$501,500 Land $249,900 Building $251,600	$501,500 Land $249,900 Building $251,600
2022	$4,162.00
2019	$4,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3032 N Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3032 N Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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